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NBT Bancorp (NBT Bancorp) Scaled Net Operating Assets : 0.02 (As of Mar. 2024)


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What is NBT Bancorp Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

NBT Bancorp's operating assets for the quarter that ended in Mar. 2024 was $11,701.6 Mil. NBT Bancorp's operating liabilities for the quarter that ended in Mar. 2024 was $11,479.6 Mil. NBT Bancorp's Total Assets for the quarter that ended in Dec. 2023 was $13,309.0 Mil. Therefore, NBT Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2024 was 0.02.

NBT Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

NBT Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2023 )
=(Operating Assets (A: Dec. 2023 )-Operating Liabilities (A: Dec. 2023 ))/Total Assets (A: Dec. 2022 )
=(13103.851-11339.613)/11739.296
=0.15

where

Operating Assets(A: Dec. 2023 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13309.04 - 205.189
=13103.851

Operating Liabilities(A: Dec. 2023 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=11883.349 - 250.736 - 293
=11339.613

NBT Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2024 )
=(Operating Assets (Q: Mar. 2024 )-Operating Liabilities (Q: Mar. 2024 ))/Total Assets (Q: Dec. 2023 )
=(11701.636-11479.594)/13309.04
=0.02

where

Operating Assets(Q: Mar. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13439.199 - 1737.563
=11701.636

Operating Liabilities(Q: Mar. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=11997.784 - 251.056 - 267.134
=11479.594

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NBT Bancorp Scaled Net Operating Assets Related Terms

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NBT Bancorp (NBT Bancorp) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » NBT Bancorp Inc (NAS:NBTB) » Definitions » Scaled Net Operating Assets
Comparable Companies
OFG TFIN FBK RNST TBBK TRMK WSBC MCHB MBIN CLBK NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK NSE:SBIN SAU:1120 XPAR:BNP MIC:SBER SGX:D05 ISX:BBCA MIL:ISP
Traded in Other Exchanges
N/A
Address
52 South Broad Street, Norwich, NY, USA, 13815
Website
https://www.nbtbancorp.com
NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. NBT Bank is a full-service community bank offering a full range of retail and commercial banking products, as well as trust and investment services. Loans products include consumer loans, home equity loans, mortgages, business banking loans, and commercial loans. Nearly half of its loan portfolio is in commercial loans. The bank serves individuals, corporations, and municipalities, and operates scores of locations throughout the states of New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, and Maine.
Executives
Jason David Brown director 52 SOUTH BROAD STREET, NORWICH NY 13815
Cantele Richard J Jr officer: EVP/Strategic Integration
Amy Wiles officer: EVP, Chief Risk and Credit 52 SOUTH BROAD STREET, NORWICH NY 13815
Timothy E Delaney director 52 SOUTH BROAD STREET, NORWICH NY 13815
Scott Allen Kingsley officer: EVP & Chief Financial Officer 8365 GLEN EAGLE DRIVE, MANLIUS NY 13104
Heidi M Hoeller director 52 SOUTH BROAD STREET, NORWICH NY 13815
Shaunastar Hyle officer: EVP, Consumer Lending 52 SOUTH BROAD STREET, NORWICH NY 13815
Cynthia A Smaniotto officer: SVP, Chief HR Officer 52 SOUTH BROAD STREET, NORWICH NY 13815
Martin Randolph Sparks officer: EVP,General Counsel,Secretary 52 SOUTH BROAD STREET, NORWICH NY 13815
Martin A Dietrich director, other: Chairman, NBT Bancorp 52 SOUTH BROAD STREET, NORWICH NY 13815
Ruth H Mahoney officer: EVP/President of Wealth Mgmt 52 SOUTH BROAD STREET, NORWICH NY 13815
Matthew K Durkee officer: EVP / President of New England 52 SOUTH BROAD STREET, NORWICH NY 13815
Jack H Webb officer: EVP - Strategic Support C/O NBT BANCORP INC., 52 SOUTH BROAD STREET, NORWICH NY 13815
Johanna R Ames director 52 SOUTH BROAD STREET, NORWICH NY 13815
Robinson V Daniel Ii director 52 SOUTH BROAD STREET, NORWICH NY 13815