Al Rajhi Bank is an Islamic bank with a network of over 500 branches. Its segments include the Retail segment which includes accepting individual customer deposits, providing credit facilities, customer debit current accounts, fees from banking services, and remittance business; Corporate segment that incorporates deposits of VIP, corporate customer deposits, credit facilities, and debit current accounts, Treasury segment through which it offers treasury services, Murabaha with SAMA and international Mutajara portfolio; and Investment services and brokerage that incorporates investments of individuals and corporate in mutual funds, local and international share trading services and investment portfolios.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	11.8
Equity-to-Asset	0.13
Debt-to-Equity	0.04
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.61	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	9.9
	3-Year EPS without NRI Growth Rate	14.2
	3-Year FCF Growth Rate	0.4
	3-Year Book Growth Rate	22.5
	Future 3-5Y EPS without NRI Growth Rate	3.8
	Future 3-5Y Total Revenue Growth Rate	11.85

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	29.05
	9-Day RSI	32.85
	14-Day RSI	35.36
	6-1 Month Momentum %	28.74
	12-1 Month Momentum %	11.24

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.85
	Dividend Payout Ratio	0.61
	3-Year Dividend Growth Rate	36.8
	Forward Dividend Yield %	2.85
	5-Year Yield-on-Cost %	2.85
	Shareholder Yield %	1.75

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	60.59
	FCF Margin %	86.62
	ROE %	16.24
	ROA %	2.11
	Years of Profitability over Past 10-Year	10

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	21.39
	Forward PE Ratio	16.72
	PE Ratio without NRI	21.39
	Shiller PE Ratio	28.33
	Price-to-Owner-Earnings	13.78
	PEG Ratio	1.12
	PS Ratio	12.65
	PB Ratio	3.17
	Price-to-Tangible-Book	3.06
	Price-to-Free-Cash-Flow	14.58
	Price-to-Operating-Cash-Flow	12.63
	EV-to-Revenue	10
	EV-to-Forward-Revenue	10.49
	EV-to-FCF	12.21
	Price-to-Projected-FCF	1.01
	Price-to-DCF (Earnings Based)	1.3
	Price-to-DCF (FCF Based)	0.67
	Price-to-Median-PS-Value	1.45
	Price-to-Peter-Lynch-Fair-Value	1.03
	Price-to-Graham-Number	1.67
	FCF Yield %	7.36
	Forward Rate of Return (Yacktman) %	24.05

Financials

Annual Quarterly TTM

SAU:1120's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Al Rajhi Bank Executives

Details

GF Value: ﷼85.4

SAU:1120

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with 1120. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ﷼)	27,433.692
	EPS (TTM) (﷼)	3.95
	Beta	0
	Volatility %	24.79
	14-Day RSI	35.36
	14-Day ATR (﷼)	1.859296
	20-Day SMA (﷼)	83.905
	12-1 Month Momentum %	11.24
	52-Week Range (﷼)	63.1 - 92.5
	Shares Outstanding (Mil)	4,000

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Al Rajhi Bank Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Al Rajhi Bank Stock Events

Financials Calendars

	Event	Date	Price(﷼)
No Event Data

Al Rajhi Bank Frequently Asked Questions

What is Al Rajhi Bank(SAU:1120)'s stock price today?

The current price of SAU:1120 is ﷼80.60. The 52 week high of SAU:1120 is ﷼92.50 and 52 week low is ﷼63.10.

When is next earnings date of Al Rajhi Bank(SAU:1120)?

The next earnings date of Al Rajhi Bank(SAU:1120) is .

Does Al Rajhi Bank(SAU:1120) pay dividends? If so, how much?

The Dividend Yield % of Al Rajhi Bank(SAU:1120) is 2.85% (As of Today), Highest Dividend Payout Ratio of Al Rajhi Bank(SAU:1120) was 1.94. The lowest was 0.29. And the median was 0.46. The Forward Dividend Yield % of Al Rajhi Bank(SAU:1120) is 2.85%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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