Triumph Financial Inc is a is a financial holding company. The company has four reportable segments namely Banking, Factoring, Payments, and Corporate. The Banking segment includes the operations of TBK Bank. The Factoring segment includes the operations of Triumph Financial Services with revenue derived from factoring services, The Payments segment includes the operations of TBK Bank's TriumphPay division which provides a presentment, audit and payment solution to Shipper, Broker, and Factor clients in the trucking industry and The corporate segment includes holding company financing and investment activities and management and administrative expenses to support the overall operations of the Company.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.31
Equity-to-Asset	0.16
Debt-to-Equity	0.21
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.34	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	9.2
	3-Year EPS without NRI Growth Rate	-10.7
	3-Year FCF Growth Rate	-40.3
	3-Year Book Growth Rate	8.7

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	43.62
	9-Day RSI	38.84
	14-Day RSI	39.88
	6-1 Month Momentum %	25.58
	12-1 Month Momentum %	48.36

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	2.1
	Shareholder Yield %	0.56

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	8.27
	FCF Margin %	-9.16
	ROE %	4.03
	ROA %	0.62
	Years of Profitability over Past 10-Year	10

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	54.25
	PE Ratio without NRI	54.25
	Shiller PE Ratio	27.65
	PEG Ratio	5.83
	PS Ratio	4
	PB Ratio	2
	Price-to-Tangible-Book	3.05
	Price-to-Operating-Cash-Flow	62.81
	EV-to-Revenue	3.54
	EV-to-FCF	-38.36
	Price-to-Projected-FCF	1.16
	Price-to-DCF (Earnings Based)	1.87
	Price-to-Peter-Lynch-Fair-Value	5.77
	Price-to-Graham-Number	2.71
	FCF Yield %	-2.29
	Forward Rate of Return (Yacktman) %	12.14

GF Value: $70.84

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