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Oregon Pacific Bancorp (Oregon Pacific Bancorp) Return-on-Tangible-Equity : 18.56% (As of Sep. 2023)


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What is Oregon Pacific Bancorp Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Oregon Pacific Bancorp's annualized net income for the quarter that ended in Sep. 2023 was $9.39 Mil. Oregon Pacific Bancorp's average shareholder tangible equity for the quarter that ended in Sep. 2023 was $50.58 Mil. Therefore, Oregon Pacific Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2023 was 18.56%.

The historical rank and industry rank for Oregon Pacific Bancorp's Return-on-Tangible-Equity or its related term are showing as below:

ORPB' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -14.09   Med: 5.18   Max: 10.06
Current: 4.64

During the past 13 years, Oregon Pacific Bancorp's highest Return-on-Tangible-Equity was 10.06%. The lowest was -14.09%. And the median was 5.18%.

ORPB's Return-on-Tangible-Equity is ranked worse than
80.52% of 1453 companies
in the Banks industry
Industry Median: 10.7 vs ORPB: 4.64

Oregon Pacific Bancorp Return-on-Tangible-Equity Historical Data

The historical data trend for Oregon Pacific Bancorp's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Oregon Pacific Bancorp Return-on-Tangible-Equity Chart

Oregon Pacific Bancorp Annual Data
Trend Dec08 Dec09 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.41 6.67 5.94 8.27 10.06

Oregon Pacific Bancorp Quarterly Data
Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Dec08 Dec09 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Sep22 Sep23
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 24.97 18.56

Competitive Comparison of Oregon Pacific Bancorp's Return-on-Tangible-Equity

For the Banks - Regional subindustry, Oregon Pacific Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oregon Pacific Bancorp's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Oregon Pacific Bancorp's Return-on-Tangible-Equity falls into.



Oregon Pacific Bancorp Return-on-Tangible-Equity Calculation

Oregon Pacific Bancorp's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2019 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2019 )  (A: Dec. 2018 )(A: Dec. 2019 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2019 )  (A: Dec. 2018 )(A: Dec. 2019 )
=3.518/( (32.611+37.352 )/ 2 )
=3.518/34.9815
=10.06 %

Oregon Pacific Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2023 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Sep. 2023 )  (Q: Sep. 2022 )(Q: Sep. 2023 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Sep. 2023 )  (Q: Sep. 2022 )(Q: Sep. 2023 )
=9.388/( (0+50.577)/ 1 )
=9.388/50.577
=18.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2023) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


Oregon Pacific Bancorp  (OTCPK:ORPB) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Oregon Pacific Bancorp Return-on-Tangible-Equity Related Terms

Thank you for viewing the detailed overview of Oregon Pacific Bancorp's Return-on-Tangible-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Oregon Pacific Bancorp (Oregon Pacific Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
1365 Highway 101, P.O. Box 22000, Florence, OR, USA, 97439
Oregon Pacific Bancorp is a community bank headquartered in Florence, Oregon. The bank has full-service branches in Coos Bay, Eugene, Florence, Medford, and Roseburg. It is specialized in offering holistic financial services to local families and business owners. The company is committed to aiding the growth and development of the communities by investing local deposits directly into the lives, homes, and businesses.
Executives
Ronald S Green officer: EVP/Chief Credit Officer PO BOX 22000, FLORENCE OR 97439
James P Clark officer: EVP/Chief Credit Officer PO BOX 22000, FLORENCE OR 97439
Brian L Castleman officer: VP/SENIOR COMMERCIAL LENDER PO BOX 22000, FLORENCE OR 97439
Ryan J Lahley officer: VP/REGIONAL LOAN MGR ROSEBURG PO BOX 22000, FLORENCE OR 97439
Christopher M Giovinco officer: Senior Vp Regional Mgr Comm Ln
Delia Ralstin officer: VP/ MANAGER LOAN OPERATIONS PO BOX 22000, FLORENCE OR 97439
Tricia Benetti director PO BOX 22000, FLORENCE OR 97439
Mary Hipkiss officer: VP director human resources
Mark A Hetrick officer: Senior VP/CLO
Douglas B Feldkamp director C/O OREGON PACIFIC BANCORP, PO BOX 22000, FLORENCE OR 97439
Thomas K Grove director, officer: president/ceo
Jon D Thompson director PO BOX 22000, FLORENCE OR 97439
Robert W Dyer officer: VP COMMERCIAL R E LENDING OFFI
Deena Lynne Gisholt officer: VP/Regional Loan Manager, other: Branch Manager
K C Short officer: VP/Commercial Lending Officer

Oregon Pacific Bancorp (Oregon Pacific Bancorp) Headlines

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