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Oregon Pacific Bancorp (Oregon Pacific Bancorp) Liabilities-to-Assets : 0.93 (As of Sep. 2023)


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What is Oregon Pacific Bancorp Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Oregon Pacific Bancorp's Total Liabilities for the quarter that ended in Sep. 2023 was $701.91 Mil. Oregon Pacific Bancorp's Total Assets for the quarter that ended in Sep. 2023 was $752.49 Mil. Therefore, Oregon Pacific Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2023 was 0.93.


Oregon Pacific Bancorp Liabilities-to-Assets Historical Data

The historical data trend for Oregon Pacific Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Oregon Pacific Bancorp Liabilities-to-Assets Chart

Oregon Pacific Bancorp Annual Data
Trend Dec08 Dec09 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 0.92 0.88 0.90 0.90

Oregon Pacific Bancorp Quarterly Data
Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Dec08 Dec09 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Sep22 Sep23
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.90 0.90 - 0.93

Competitive Comparison of Oregon Pacific Bancorp's Liabilities-to-Assets

For the Banks - Regional subindustry, Oregon Pacific Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oregon Pacific Bancorp's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Oregon Pacific Bancorp's Liabilities-to-Assets falls into.



Oregon Pacific Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Oregon Pacific Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2019 is calculated as:

Liabilities-to-Assets (A: Dec. 2019 )=Total Liabilities/Total Assets
=326.837/364.188
=0.90

Oregon Pacific Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2023 is calculated as

Liabilities-to-Assets (Q: Sep. 2023 )=Total Liabilities/Total Assets
=701.911/752.488
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Oregon Pacific Bancorp  (OTCPK:ORPB) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Oregon Pacific Bancorp Liabilities-to-Assets Related Terms

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Oregon Pacific Bancorp (Oregon Pacific Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
1365 Highway 101, P.O. Box 22000, Florence, OR, USA, 97439
Oregon Pacific Bancorp is a community bank headquartered in Florence, Oregon. The bank has full-service branches in Coos Bay, Eugene, Florence, Medford, and Roseburg. It is specialized in offering holistic financial services to local families and business owners. The company is committed to aiding the growth and development of the communities by investing local deposits directly into the lives, homes, and businesses.
Executives
Ronald S Green officer: EVP/Chief Credit Officer PO BOX 22000, FLORENCE OR 97439
James P Clark officer: EVP/Chief Credit Officer PO BOX 22000, FLORENCE OR 97439
Brian L Castleman officer: VP/SENIOR COMMERCIAL LENDER PO BOX 22000, FLORENCE OR 97439
Ryan J Lahley officer: VP/REGIONAL LOAN MGR ROSEBURG PO BOX 22000, FLORENCE OR 97439
Christopher M Giovinco officer: Senior Vp Regional Mgr Comm Ln
Delia Ralstin officer: VP/ MANAGER LOAN OPERATIONS PO BOX 22000, FLORENCE OR 97439
Tricia Benetti director PO BOX 22000, FLORENCE OR 97439
Mary Hipkiss officer: VP director human resources
Mark A Hetrick officer: Senior VP/CLO
Douglas B Feldkamp director C/O OREGON PACIFIC BANCORP, PO BOX 22000, FLORENCE OR 97439
Thomas K Grove director, officer: president/ceo
Jon D Thompson director PO BOX 22000, FLORENCE OR 97439
Robert W Dyer officer: VP COMMERCIAL R E LENDING OFFI
Deena Lynne Gisholt officer: VP/Regional Loan Manager, other: Branch Manager
K C Short officer: VP/Commercial Lending Officer

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