GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » UTG Inc (OTCPK:UTGN) » Definitions » Profitability Rank

UTG (UTGN) Profitability Rank : 5 (As of Dec. 2023)


View and export this data going back to . Start your Free Trial

What is UTG Profitability Rank?

UTG has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

UTG's Operating Margin % for the quarter that ended in Dec. 2023 was 0.00%. As of today, UTG's Piotroski F-Score is 2.


Competitive Comparison of UTG's Profitability Rank

For the Insurance - Life subindustry, UTG's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UTG's Profitability Rank Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, UTG's Profitability Rank distribution charts can be found below:

* The bar in red indicates where UTG's Profitability Rank falls into.



UTG Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

UTG has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

UTG's Operating Margin % for the quarter that ended in Dec. 2023 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2023 ) / Revenue (Q: Dec. 2023 )
=0 / 9.43
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Warning Sign:

Piotroski F-Score of 2 is low, which usually implies poor business operation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

UTG has an F-score of 2. It is a bad or low score, which usually implies poor business operation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank


UTG Profitability Rank Related Terms

Thank you for viewing the detailed overview of UTG's Profitability Rank provided by GuruFocus.com. Please click on the following links to see related term pages.


UTG (UTGN) Business Description

Traded in Other Exchanges
N/A
Address
205 North Depot Street, Stanford, KY, USA, 40484
UTG Inc operates as a life insurance holding company. The company's primary business is individual life insurance which includes the servicing of existing insurance business in force and the acquisition of other companies in the insurance business and administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
Executives
Daniel T Roberts officer: Vice President 205 NORTH DEPOT STREET, STANFORD KY 40484
Jesse T Correll director, 10 percent owner, officer: Chairman & CEO
Bradley John Betack officer: Secretary 205 NORTH DEPOT STREET, STANFORD KY 40484
John Cortines director 205 NORTH DEPOT STREET, STANFORD KY 40484
Preston Howard Correll director 205 NORTH DEPOT STREET, STANFORD KY 40484
April Chapman director 205 NORTH DEPOT STREET, STANFORD KY 40484
First Southern Funding Llc 10 percent owner
Cumberland Lake Shell Inc 10 percent owner PO BOX 430, SOMERSET KY 42502
Kirk A. Correll 10 percent owner P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
Estate Of Ward F. Correll 10 percent owner P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
James Patrick Rousey director, officer: President 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Douglas Paul Ditto officer: Vice President 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Thomas Eugene Harmon director 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Gabriel John Molnar director 12910 SHELBYVILLE RD #200, LOUISVILLE KY 40243
Brian J Crall director 101 PORTSMOUTH LANE, FRANKFORT KY 40601

UTG (UTGN) Headlines

From GuruFocus

Utg Inc (UTGN) Chairman & CEO Jesse T Correll Bought $1.2 million of Shares

By GuruFocus Research GuruFocus Editor 08-17-2020