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UTG (UTGN) Cyclically Adjusted Price-to-FCF : (As of May. 18, 2024)


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What is UTG Cyclically Adjusted Price-to-FCF?

Shiller PE for Stocks: The True Measure of Stock Valuation


UTG Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for UTG's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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UTG Cyclically Adjusted Price-to-FCF Chart

UTG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
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UTG Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
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Competitive Comparison of UTG's Cyclically Adjusted Price-to-FCF

For the Insurance - Life subindustry, UTG's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UTG's Cyclically Adjusted Price-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, UTG's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where UTG's Cyclically Adjusted Price-to-FCF falls into.



UTG Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

UTG's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, UTG's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=-0.636/131.7762*131.7762
=-0.636

Current CPI (Mar. 2024) = 131.7762.

UTG Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 -0.636 100.560 -0.833
201409 0.080 100.428 0.105
201412 -2.542 99.070 -3.381
201503 -1.784 99.621 -2.360
201506 -0.227 100.684 -0.297
201509 -1.889 100.392 -2.480
201512 0.892 99.792 1.178
201603 -1.626 100.470 -2.133
201606 -0.290 101.688 -0.376
201609 0.526 101.861 0.680
201612 -1.826 101.863 -2.362
201703 -0.769 102.862 -0.985
201706 -0.547 103.349 -0.697
201709 -0.805 104.136 -1.019
201712 -1.827 104.011 -2.315
201803 1.001 105.290 1.253
201806 -0.541 106.317 -0.671
201809 -1.006 106.507 -1.245
201812 -0.994 105.998 -1.236
201903 -0.041 107.251 -0.050
201906 -1.384 108.070 -1.688
201909 -0.182 108.329 -0.221
201912 -0.364 108.420 -0.442
202003 -1.589 108.902 -1.923
202006 0.096 108.767 0.116
202009 -1.204 109.815 -1.445
202012 -1.414 109.897 -1.696
202103 -1.160 111.754 -1.368
202106 -0.821 114.631 -0.944
202109 -1.240 115.734 -1.412
202112 -0.705 117.630 -0.790
202203 -0.686 121.301 -0.745
202206 0.002 125.017 0.002
202209 0.598 125.227 0.629
202212 -1.599 125.222 -1.683
202303 0.626 127.348 0.648
202306 -2.527 128.729 -2.587
202309 -1.158 129.860 -1.175
202312 -0.019 129.419 -0.019
202403 -0.636 131.776 -0.636

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


UTG  (OTCPK:UTGN) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


UTG Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of UTG's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


UTG (UTGN) Business Description

Industry
Traded in Other Exchanges
N/A
Address
205 North Depot Street, Stanford, KY, USA, 40484
UTG Inc operates as a life insurance holding company. The company's primary business is individual life insurance which includes the servicing of existing insurance business in force and the acquisition of other companies in the insurance business and administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
Executives
Daniel T Roberts officer: Vice President 205 NORTH DEPOT STREET, STANFORD KY 40484
Jesse T Correll director, 10 percent owner, officer: Chairman & CEO
Bradley John Betack officer: Secretary 205 NORTH DEPOT STREET, STANFORD KY 40484
John Cortines director 205 NORTH DEPOT STREET, STANFORD KY 40484
Preston Howard Correll director 205 NORTH DEPOT STREET, STANFORD KY 40484
April Chapman director 205 NORTH DEPOT STREET, STANFORD KY 40484
First Southern Funding Llc 10 percent owner
Cumberland Lake Shell Inc 10 percent owner PO BOX 430, SOMERSET KY 42502
Kirk A. Correll 10 percent owner P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
Estate Of Ward F. Correll 10 percent owner P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
James Patrick Rousey director, officer: President 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Douglas Paul Ditto officer: Vice President 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Thomas Eugene Harmon director 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Gabriel John Molnar director 12910 SHELBYVILLE RD #200, LOUISVILLE KY 40243
Brian J Crall director 101 PORTSMOUTH LANE, FRANKFORT KY 40601

UTG (UTGN) Headlines

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