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UTG (UTGN) Net Margin % : 38.34% (As of Dec. 2023)


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What is UTG Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. UTG's Net Income for the three months ended in Dec. 2023 was $3.62 Mil. UTG's Revenue for the three months ended in Dec. 2023 was $9.43 Mil. Therefore, UTG's net margin for the quarter that ended in Dec. 2023 was 38.34%.

The historical rank and industry rank for UTG's Net Margin % or its related term are showing as below:

UTGN' s Net Margin % Range Over the Past 10 Years
Min: 3.17   Med: 16.41   Max: 49.06
Current: 7.67


UTGN's Net Margin % is ranked better than
50.52% of 485 companies
in the Insurance industry
Industry Median: 7.54 vs UTGN: 7.67

UTG Net Margin % Historical Data

The historical data trend for UTG's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UTG Net Margin % Chart

UTG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.71 7.63 27.04 49.06 7.67

UTG Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 61.69 230.86 1.25 40.98 38.34

Competitive Comparison of UTG's Net Margin %

For the Insurance - Life subindustry, UTG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UTG's Net Margin % Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, UTG's Net Margin % distribution charts can be found below:

* The bar in red indicates where UTG's Net Margin % falls into.



UTG Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

UTG's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=1.957/25.523
=7.67 %

UTG's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=3.615/9.43
=38.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


UTG  (OTCPK:UTGN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


UTG Net Margin % Related Terms

Thank you for viewing the detailed overview of UTG's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


UTG (UTGN) Business Description

Traded in Other Exchanges
N/A
Address
205 North Depot Street, Stanford, KY, USA, 40484
UTG Inc operates as a life insurance holding company. The company's primary business is individual life insurance which includes the servicing of existing insurance business in force and the acquisition of other companies in the insurance business and administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
Executives
Daniel T Roberts officer: Vice President 205 NORTH DEPOT STREET, STANFORD KY 40484
Jesse T Correll director, 10 percent owner, officer: Chairman & CEO
Bradley John Betack officer: Secretary 205 NORTH DEPOT STREET, STANFORD KY 40484
John Cortines director 205 NORTH DEPOT STREET, STANFORD KY 40484
Preston Howard Correll director 205 NORTH DEPOT STREET, STANFORD KY 40484
April Chapman director 205 NORTH DEPOT STREET, STANFORD KY 40484
First Southern Funding Llc 10 percent owner
Cumberland Lake Shell Inc 10 percent owner PO BOX 430, SOMERSET KY 42502
Kirk A. Correll 10 percent owner P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
Estate Of Ward F. Correll 10 percent owner P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
James Patrick Rousey director, officer: President 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Douglas Paul Ditto officer: Vice President 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Thomas Eugene Harmon director 5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Gabriel John Molnar director 12910 SHELBYVILLE RD #200, LOUISVILLE KY 40243
Brian J Crall director 101 PORTSMOUTH LANE, FRANKFORT KY 40601

UTG (UTGN) Headlines

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