UTG (UTGN) GF Value : $15.74 (As of May. 05, 2024)

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What is UTG GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
GuruFocus adjustment factor based on the company’s past returns and growth.
Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-05-05), UTG's share price is $30.05. UTG's GF Value is $15.74. Therefore, UTG's Price-to-GF-Value for today is 1.91.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes UTG is Significantly Overvalued.

UTG (OTCPK:UTGN) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

UTG's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	30.05	/	15.74
	=	1.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UTG GF Value Related Terms

Thank you for viewing the detailed overview of UTG's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

UTG (UTGN) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » UTG Inc (OTCPK:UTGN) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

205 North Depot Street, Stanford, KY, USA, 40484

Website

https://www.utgins.com

UTG Inc operates as a life insurance holding company. The company's primary business is individual life insurance which includes the servicing of existing insurance business in force and the acquisition of other companies in the insurance business and administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.

Executives

Daniel T Roberts	officer: Vice President	205 NORTH DEPOT STREET, STANFORD KY 40484
Jesse T Correll	director, 10 percent owner, officer: Chairman & CEO
Bradley John Betack	officer: Secretary	205 NORTH DEPOT STREET, STANFORD KY 40484
John Cortines	director	205 NORTH DEPOT STREET, STANFORD KY 40484
Preston Howard Correll	director	205 NORTH DEPOT STREET, STANFORD KY 40484
April Chapman	director	205 NORTH DEPOT STREET, STANFORD KY 40484
First Southern Funding Llc	10 percent owner
Cumberland Lake Shell Inc	10 percent owner	PO BOX 430, SOMERSET KY 42502
Kirk A. Correll	10 percent owner	P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
Estate Of Ward F. Correll	10 percent owner	P.O. BOX 328, 99 LANCASTER STREET, STANFORD KY 40484
James Patrick Rousey	director, officer: President	5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Douglas Paul Ditto	officer: Vice President	5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Thomas Eugene Harmon	director	5250 SOUTH SIXTH STREET, SPRINGFIELD IL 62703
Gabriel John Molnar	director	12910 SHELBYVILLE RD #200, LOUISVILLE KY 40243
Brian J Crall	director	101 PORTSMOUTH LANE, FRANKFORT KY 40601

UTG (UTGN) Headlines

From GuruFocus

Utg Inc (UTGN) Chairman & CEO Jesse T Correll Bought $1.2 million of Shares

By GuruFocus Research GuruFocus Editor • 08-17-2020