GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » CAL Bank Ltd (XGHA:CAL) » Definitions » Price-to-Free-Cash-Flow

CAL Bank (XGHA:CAL) Price-to-Free-Cash-Flow : 0.21 (As of May. 26, 2024)


View and export this data going back to 2004. Start your Free Trial

What is CAL Bank Price-to-Free-Cash-Flow?

As of today (2024-05-26), CAL Bank's share price is GHS0.35. CAL Bank's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was GHS1.66. Hence, CAL Bank's Price-to-Free-Cash-Flow Ratio for today is 0.21.

The historical rank and industry rank for CAL Bank's Price-to-Free-Cash-Flow or its related term are showing as below:

XGHA:CAL' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.18   Med: 1.13   Max: 9.96
Current: 0.21

During the past 13 years, CAL Bank's highest Price-to-Free-Cash-Flow Ratio was 9.96. The lowest was 0.18. And the median was 1.13.

XGHA:CAL's Price-to-Free-Cash-Flow is ranked better than
98.32% of 1012 companies
in the Banks industry
Industry Median: 6.59 vs XGHA:CAL: 0.21

CAL Bank's Free Cash Flow per Share for the six months ended in Dec. 2023 was GHS0.34. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was GHS1.66.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of CAL Bank was 237.00% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was -11.40% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 42.40% per year.

During the past 13 years, CAL Bank's highest 3-Year average Free Cash Flow per Share Growth Rate was 223.50% per year. The lowest was -14.90% per year. And the median was 4.20% per year.


CAL Bank Price-to-Free-Cash-Flow Historical Data

The historical data trend for CAL Bank's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CAL Bank Price-to-Free-Cash-Flow Chart

CAL Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 0.32 0.24 1.44 0.32

CAL Bank Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 0.61 1.44 - 0.32

Competitive Comparison of CAL Bank's Price-to-Free-Cash-Flow

For the Banks - Regional subindustry, CAL Bank's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CAL Bank's Price-to-Free-Cash-Flow Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CAL Bank's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where CAL Bank's Price-to-Free-Cash-Flow falls into.



CAL Bank Price-to-Free-Cash-Flow Calculation

CAL Bank's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=0.35/1.661
=0.21

CAL Bank's Share Price of today is GHS0.35.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. CAL Bank's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was GHS1.66.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

CAL Bank  (XGHA:CAL) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


CAL Bank Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of CAL Bank's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


CAL Bank (XGHA:CAL) Business Description

Traded in Other Exchanges
N/A
Address
23 Independence Avenue, P.O. Box 14596, Accra, GHA
CAL Bank Ltd is engaged in providing banking solutions. Its reportable segments are Corporate Banking, Retail & Business Banking, Treasury, Brokerage, & Asset Management. Corporate Banking is responsible for providing loans & other credit facilities, deposits & other transactions & balances to corporate clients, institutional clients, & public sector entities. The Treasury segment undertakes the Bank's funding & centralized risk management activities through borrowings & investing in liquid assets. The Retail & Business Banking segment provides loans & overdrafts, & handles the deposits & other transactions of SMEs, & individual customers such as funds transfer, standing orders, and ATM Card services. The majority is from Retail & business banking. The key revenue is from Greater Accra.