Business Description
CAL Bank Ltd
ISIN : GH0000000649
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Traded in other countries / regions
CAL.Ghana IPO Date
2004-11-05Description
CAL Bank Ltd is engaged in providing banking solutions. Its reportable segments are Corporate Banking, Retail & Business Banking, Treasury, Brokerage, & Asset Management. Corporate Banking is responsible for providing loans & other credit facilities, deposits & other transactions & balances to corporate clients, institutional clients, & public sector entities. The Treasury segment undertakes the Bank's funding & centralized risk management activities through borrowings & investing in liquid assets. The Retail & Business Banking segment provides loans & overdrafts, & handles the deposits & other transactions of SMEs, & individual customers such as funds transfer, standing orders, and ATM Card services. The majority is from Retail & business banking. The key revenue is from Greater Accra.
Financial Strength
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.71 | |||||
| Equity-to-Asset | -0.01 | |||||
| Debt-to-Equity | -9.65 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 12 | |||||
| 3-Year FCF Growth Rate | -11.4 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 0.72 | |||||
| 9-Day RSI | 9.64 | |||||
| 14-Day RSI | 22.06 | |||||
| 6-1 Month Momentum % | -0.45 | |||||
| 12-1 Month Momentum % | 1.54 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -0.1 | |||||
| Shareholder Yield % | 233.42 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | -69.82 | |||||
| FCF Margin % | 98.97 | |||||
| ROE % | -196 | |||||
| ROA % | -7 | |||||
| Years of Profitability over Past 10-Year | 8 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PS Ratio | 0.24 | |||||
| Price-to-Free-Cash-Flow | 0.21 | |||||
| Price-to-Operating-Cash-Flow | 0.2 | |||||
| EV-to-Revenue | -0.71 | |||||
| EV-to-Forward-Revenue | 1.64 | |||||
| EV-to-FCF | -0.68 | |||||
| Price-to-Projected-FCF | 0.04 | |||||
| FCF Yield % | 332.67 | |||||
| Forward Rate of Return (Yacktman) % | 288.21 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
CAL Bank Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil GHS) | 961.085 | ||
| EPS (TTM) (GHS) | -0.692 | ||
| Beta | 0 | ||
| Volatility % | 31.89 | ||
| 14-Day RSI | 22.06 | ||
| 14-Day ATR (GHS) | 0.003643 | ||
| 20-Day SMA (GHS) | 0.3765 | ||
| 12-1 Month Momentum % | 1.54 | ||
| 52-Week Range (GHS) | 0.322629 - 0.491625 | ||
| Shares Outstanding (Mil) | 816.93 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
CAL Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
CAL Bank Ltd Stock Events
| Event | Date | Price(GHS) | ||
|---|---|---|---|---|
| No Event Data | ||||
CAL Bank Ltd Frequently Asked Questions
What is CAL Bank Ltd(XGHA:CAL)'s stock price today?
The current price of XGHA:CAL is GHS0.35. The 52 week high of XGHA:CAL is GHS0.49 and 52 week low is GHS0.32.
When is next earnings date of CAL Bank Ltd(XGHA:CAL)?
The next earnings date of CAL Bank Ltd(XGHA:CAL) is .
Does CAL Bank Ltd(XGHA:CAL) pay dividends? If so, how much?
CAL Bank Ltd(XGHA:CAL) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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