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CAL Bank (XGHA:CAL) EV-to-FCF : -0.71 (As of Jun. 05, 2024)


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What is CAL Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, CAL Bank's Enterprise Value is GHS-674.1 Mil. CAL Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was GHS951.2 Mil. Therefore, CAL Bank's EV-to-FCF for today is -0.71.

The historical rank and industry rank for CAL Bank's EV-to-FCF or its related term are showing as below:

XGHA:CAL' s EV-to-FCF Range Over the Past 10 Years
Min: -27.54   Med: 0.89   Max: 18.9
Current: -0.71

During the past 13 years, the highest EV-to-FCF of CAL Bank was 18.90. The lowest was -27.54. And the median was 0.89.

XGHA:CAL's EV-to-FCF is ranked better than
87.17% of 1107 companies
in the Banks industry
Industry Median: 5.44 vs XGHA:CAL: -0.71

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2024-06-05), CAL Bank's stock price is GHS0.35. CAL Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was GHS-0.692. Therefore, CAL Bank's PE Ratio for today is At Loss.


CAL Bank EV-to-FCF Historical Data

The historical data trend for CAL Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CAL Bank EV-to-FCF Chart

CAL Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.02 0.87 0.69 0.27 -0.69

CAL Bank Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 2.24 0.27 - -0.69

Competitive Comparison of CAL Bank's EV-to-FCF

For the Banks - Regional subindustry, CAL Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CAL Bank's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CAL Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where CAL Bank's EV-to-FCF falls into.



CAL Bank EV-to-FCF Calculation

CAL Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-674.131/951.196
=-0.71

CAL Bank's current Enterprise Value is GHS-674.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. CAL Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was GHS951.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CAL Bank  (XGHA:CAL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

CAL Bank's PE Ratio for today is calculated as:

PE Ratio=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.35/-0.692
=At Loss

CAL Bank's share price for today is GHS0.35.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. CAL Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was GHS-0.692.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


CAL Bank EV-to-FCF Related Terms

Thank you for viewing the detailed overview of CAL Bank's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


CAL Bank (XGHA:CAL) Business Description

Traded in Other Exchanges
N/A
Address
23 Independence Avenue, P.O. Box 14596, Accra, GHA
CAL Bank Ltd is engaged in providing banking solutions. Its reportable segments are Corporate Banking, Retail & Business Banking, Treasury, Brokerage, & Asset Management. Corporate Banking is responsible for providing loans & other credit facilities, deposits & other transactions & balances to corporate clients, institutional clients, & public sector entities. The Treasury segment undertakes the Bank's funding & centralized risk management activities through borrowings & investing in liquid assets. The Retail & Business Banking segment provides loans & overdrafts, & handles the deposits & other transactions of SMEs, & individual customers such as funds transfer, standing orders, and ATM Card services. The majority is from Retail & business banking. The key revenue is from Greater Accra.