GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Agricultural Development Bank Ltd (XGHA:ADB) » Definitions » Intrinsic Value: Projected FCF

Agricultural Development Bank (XGHA:ADB) Intrinsic Value: Projected FCF : GHS14.81 (As of May. 25, 2024)


View and export this data going back to 2016. Start your Free Trial

What is Agricultural Development Bank Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-25), Agricultural Development Bank's Intrinsic Value: Projected FCF is GHS14.81. The stock price of Agricultural Development Bank is GHS5.06. Therefore, Agricultural Development Bank's Price-to-Intrinsic-Value-Projected-FCF of today is 0.3.

The historical rank and industry rank for Agricultural Development Bank's Intrinsic Value: Projected FCF or its related term are showing as below:

XGHA:ADB' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.34   Med: 0.57   Max: 0.63
Current: 0.34

During the past 8 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Agricultural Development Bank was 0.63. The lowest was 0.34. And the median was 0.57.

XGHA:ADB's Price-to-Projected-FCF is not ranked
in the Banks industry.
Industry Median: 0.45 vs XGHA:ADB: 0.34

Agricultural Development Bank Intrinsic Value: Projected FCF Historical Data

The historical data trend for Agricultural Development Bank's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Agricultural Development Bank Intrinsic Value: Projected FCF Chart

Agricultural Development Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial - - - - 8.94

Agricultural Development Bank Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.54 8.94 10.62 10.88 14.81

Competitive Comparison of Agricultural Development Bank's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Agricultural Development Bank's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agricultural Development Bank's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Agricultural Development Bank's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Agricultural Development Bank's Price-to-Projected-FCF falls into.



Agricultural Development Bank Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Agricultural Development Bank's Free Cash Flow(6 year avg) = GHS462.68.

Agricultural Development Bank's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Sep23)*0.8)/Shares Outstanding (Diluted Average)
=(9.8522006035458*462.67552+660.23*0.8)/343.355
=14.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Agricultural Development Bank  (XGHA:ADB) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Agricultural Development Bank's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=5.06/14.814276877837
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Agricultural Development Bank Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Agricultural Development Bank's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Agricultural Development Bank (XGHA:ADB) Business Description

Traded in Other Exchanges
N/A
Address
Accra Financial Centre, P.O. Box 4191, Ridge, 3rd Ambassadorial Development Area, Accra, GHA
Agricultural Development Bank Ltd is a universal bank offering a full range of banking products and services. The company's operating segment includes Corporate Banking, Retail Banking, and Central Treasurys. Corporate Banking includes loans, deposits, and other transactions and balances with corporate customers including the Agricultural sector. Retail Banking includes loans, deposits, and other transactions and balances with retail customers. The central Treasury segment undertakes the Bank's funding and centralised risk management activities through borrowings, issues of debt securities, use of derivatives for risk management purposes, and investing in liquid assets such as short-term placements and corporate and government debt securities.

Agricultural Development Bank (XGHA:ADB) Headlines

No Headlines