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Citizens Financial Services (Citizens Financial Services) 5-Year Yield-on-Cost % : 5.18 (As of May. 05, 2024)


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What is Citizens Financial Services 5-Year Yield-on-Cost %?

Citizens Financial Services's yield on cost for the quarter that ended in Dec. 2023 was 5.18.


The historical rank and industry rank for Citizens Financial Services's 5-Year Yield-on-Cost % or its related term are showing as below:

CZFS' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.42   Med: 3.49   Max: 5.66
Current: 5.18


During the past 13 years, Citizens Financial Services's highest Yield on Cost was 5.66. The lowest was 2.42. And the median was 3.49.


CZFS's 5-Year Yield-on-Cost % is ranked better than
52.48% of 1189 companies
in the Banks industry
Industry Median: 4.97 vs CZFS: 5.18

Competitive Comparison of Citizens Financial Services's 5-Year Yield-on-Cost %

For the Banks - Regional subindustry, Citizens Financial Services's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Financial Services's 5-Year Yield-on-Cost % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Financial Services's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Citizens Financial Services's 5-Year Yield-on-Cost % falls into.



Citizens Financial Services 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Citizens Financial Services is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5

Citizens Financial Services  (NAS:CZFS) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Citizens Financial Services 5-Year Yield-on-Cost % Related Terms

Thank you for viewing the detailed overview of Citizens Financial Services's 5-Year Yield-on-Cost % provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Financial Services (Citizens Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
15 South Main Street, Mansfield, PA, USA, 16933
Citizens Financial Services Inc is a Pennsylvania-chartered bank and trust company. The company through its banking subsidiary provides banking activities and services for individual, business, governmental and institutional customers. Its activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management and retirement services.
Executives
R Joseph Landy director 741 SOUTH MAIN STREET, ATHENS PA 18810
Stephen J Guillaume officer: SENIOR VICE PRESIDENT POST OFFICE BOX 43, LIBERTY PA 16930
Robert Joseph Marino director 407 33RD STREET S, BRIGANTINE NJ 08203
Richards David Z Jr director, officer: EXECUTIVE VICE PRESIDENT 209 TWIGS LANE, STATE COLLEGE PA 16801
Rinaldo A Depaola director 50 REEL STREET, SAYRE PA 18840
John D Behm other: Subsidiary Director 2114 BLUE STEM DRIVE, NEW HOPE PA 18938-2311
Leeann Gephart officer: EXECUTIVE VICE PRESIDENT 2260 HEIM HILL ROAD, MONTOURSVILLE PA 17754
Painter John P Ii director 571 HOWLAND HILL ROAD, WESTFIELD PA 16950
Thomas E. Freeman director 831 KELLYTOWN ROAD, MANSFIELD PA 16933
Janie M Hilifger director 830 CANADA ROAD, COVINGTON PA 16917
Graham Roger C Jr director 1281 BRAGUE ROAD, CANTON PA 17724
Christopher W Kunes director 3896 PENNS VALLEY ROAD, SPRING MILLS PA 16875
Dwight D Rohrer officer: SENIOR VICE PRESIDENT 2385 JUNCTION ROAD, MANHEIM PA 17545
Marina K Smalanskas officer: SENIOR VICE PRESIDENT 1445 ROCKY WAY, MECHANICSBURG PA 17055
Sean P Mckinney officer: VICE PRESIDENT 11 TOWER LANE, GRANTVILLE PA 17028