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Citizens Financial Services (Citizens Financial Services) Cyclically Adjusted PS Ratio : 2.24 (As of May. 18, 2024)


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What is Citizens Financial Services Cyclically Adjusted PS Ratio?

As of today (2024-05-18), Citizens Financial Services's current share price is $42.55. Citizens Financial Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $19.02. Citizens Financial Services's Cyclically Adjusted PS Ratio for today is 2.24.

The historical rank and industry rank for Citizens Financial Services's Cyclically Adjusted PS Ratio or its related term are showing as below:

CZFS' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.1   Med: 4.45   Max: 5.71
Current: 2.24

During the past years, Citizens Financial Services's highest Cyclically Adjusted PS Ratio was 5.71. The lowest was 2.10. And the median was 4.45.

CZFS's Cyclically Adjusted PS Ratio is ranked better than
56.65% of 1195 companies
in the Banks industry
Industry Median: 2.4 vs CZFS: 2.24

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Citizens Financial Services's adjusted revenue per share data for the three months ended in Mar. 2024 was $5.280. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $19.02 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Citizens Financial Services Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Citizens Financial Services's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Financial Services Cyclically Adjusted PS Ratio Chart

Citizens Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.55 3.91 3.81 4.40 3.50

Citizens Financial Services Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.67 4.12 2.60 3.50 2.59

Competitive Comparison of Citizens Financial Services's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Citizens Financial Services's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Financial Services's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Financial Services's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Citizens Financial Services's Cyclically Adjusted PS Ratio falls into.



Citizens Financial Services Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Citizens Financial Services's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=42.55/19.02
=2.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Financial Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Citizens Financial Services's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=5.28/131.7762*131.7762
=5.280

Current CPI (Mar. 2024) = 131.7762.

Citizens Financial Services Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 2.748 100.560 3.601
201409 2.778 100.428 3.645
201412 2.768 99.070 3.682
201503 2.734 99.621 3.616
201506 2.796 100.684 3.659
201509 2.801 100.392 3.677
201512 2.826 99.792 3.732
201603 2.973 100.470 3.899
201606 2.994 101.688 3.880
201609 3.121 101.861 4.038
201612 3.229 101.863 4.177
201703 3.258 102.862 4.174
201706 3.327 103.349 4.242
201709 3.390 104.136 4.290
201712 3.802 104.011 4.817
201803 3.609 105.290 4.517
201806 3.687 106.317 4.570
201809 3.744 106.507 4.632
201812 3.854 105.998 4.791
201903 3.798 107.251 4.667
201906 3.913 108.070 4.771
201909 4.117 108.329 5.008
201912 4.064 108.420 4.939
202003 4.025 108.902 4.870
202006 4.632 108.767 5.612
202009 4.956 109.815 5.947
202012 5.075 109.897 6.085
202103 5.133 111.754 6.053
202106 4.693 114.631 5.395
202109 4.822 115.734 5.490
202112 4.816 117.630 5.395
202203 4.645 121.301 5.046
202206 4.992 125.017 5.262
202209 5.375 125.227 5.656
202212 5.394 125.222 5.676
202303 5.107 127.348 5.285
202306 4.912 128.729 5.028
202309 5.546 129.860 5.628
202312 5.387 129.419 5.485
202403 5.280 131.776 5.280

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Citizens Financial Services  (NAS:CZFS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Citizens Financial Services Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Citizens Financial Services's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Financial Services (Citizens Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
15 South Main Street, Mansfield, PA, USA, 16933
Citizens Financial Services Inc is a Pennsylvania-chartered bank and trust company. The company through its banking subsidiary provides banking activities and services for individual, business, governmental and institutional customers. Its activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management and retirement services.
Executives
R Joseph Landy director 741 SOUTH MAIN STREET, ATHENS PA 18810
Stephen J Guillaume officer: SENIOR VICE PRESIDENT POST OFFICE BOX 43, LIBERTY PA 16930
Robert Joseph Marino director 407 33RD STREET S, BRIGANTINE NJ 08203
Richards David Z Jr director, officer: EXECUTIVE VICE PRESIDENT 209 TWIGS LANE, STATE COLLEGE PA 16801
Rinaldo A Depaola director 50 REEL STREET, SAYRE PA 18840
John D Behm other: Subsidiary Director 2114 BLUE STEM DRIVE, NEW HOPE PA 18938-2311
Leeann Gephart officer: EXECUTIVE VICE PRESIDENT 2260 HEIM HILL ROAD, MONTOURSVILLE PA 17754
Painter John P Ii director 571 HOWLAND HILL ROAD, WESTFIELD PA 16950
Thomas E. Freeman director 831 KELLYTOWN ROAD, MANSFIELD PA 16933
Janie M Hilifger director 830 CANADA ROAD, COVINGTON PA 16917
Graham Roger C Jr director 1281 BRAGUE ROAD, CANTON PA 17724
Christopher W Kunes director 3896 PENNS VALLEY ROAD, SPRING MILLS PA 16875
Dwight D Rohrer officer: SENIOR VICE PRESIDENT 2385 JUNCTION ROAD, MANHEIM PA 17545
Marina K Smalanskas officer: SENIOR VICE PRESIDENT 1445 ROCKY WAY, MECHANICSBURG PA 17055
Sean P Mckinney officer: VICE PRESIDENT 11 TOWER LANE, GRANTVILLE PA 17028