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TEB Bancorp (TEB Bancorp) Sloan Ratio % : 0.00% (As of Sep. 2023)


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What is TEB Bancorp Sloan Ratio %?

Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.

TEB Bancorp's Sloan Ratio for the quarter that ended in Sep. 2023 was 0.00%.

As of Sep. 2023, TEB Bancorp has a Sloan Ratio of 0.00%, indicating the company is in the safe zone and there is no funny business with accruals.


TEB Bancorp Sloan Ratio % Historical Data

The historical data trend for TEB Bancorp's Sloan Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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TEB Bancorp Sloan Ratio % Chart

TEB Bancorp Annual Data
Trend Jun18 Jun19 Jun20 Jun21
Sloan Ratio %
- -0.23 -6.67 -6.18

TEB Bancorp Quarterly Data
Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Sep22 Sep23
Sloan Ratio % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.18 -3.94 2.97 - -

Competitive Comparison of TEB Bancorp's Sloan Ratio %

For the Banks - Regional subindustry, TEB Bancorp's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TEB Bancorp's Sloan Ratio % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, TEB Bancorp's Sloan Ratio % distribution charts can be found below:

* The bar in red indicates where TEB Bancorp's Sloan Ratio % falls into.



TEB Bancorp Sloan Ratio % Calculation

Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.

TEB Bancorp's Sloan Ratio for the fiscal year that ended in Jun. 2021 is calculated as

Sloan Ratio=(Net Income (A: Jun. 2021 )-Cash Flow from Operations (A: Jun. 2021 )
-Cash Flow from Investing (A: Jun. 2021 ))/Total Assets (A: Jun. 2021 )
=(6.386-12.43
-13.474)/315.702
=-6.18%

TEB Bancorp's Sloan Ratio for the quarter that ended in Sep. 2023 is calculated as

Sloan Ratio=(Net Income (TTM)-Cash Flow from Operations (TTM))
-Cash Flow from Investing (TTM))/Total Assets (Q: Sep. 2023 )
=(0.992-6.618
--25.531)/346.057
=5.75%

TEB Bancorp's Net Income for the trailing twelve months (TTM) ended in Sep. 2023 was 0.624 (Sep. 2021 ) + 0.536 (Dec. 2021 ) + 0.062 (Sep. 2022 ) + -0.23 (Sep. 2023 ) = $0.99 Mil.
TEB Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Sep. 2023 was 1.585 (Sep. 2021 ) + 5.033 (Dec. 2021 ) + 0 (Sep. 2022 ) + 0 (Sep. 2023 ) = $6.62 Mil.
TEB Bancorp's Cash Flow from Investing for the trailing twelve months (TTM) ended in Sep. 2023 was -11.942 (Sep. 2021 ) + -13.589 (Dec. 2021 ) + 0 (Sep. 2022 ) + 0 (Sep. 2023 ) = $-25.53 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


TEB Bancorp  (OTCPK:TBBA) Sloan Ratio % Explanation

A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.

According to How to Beat the Market with the Sloan Ratio:

If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.

If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.

If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.

As of Sep. 2023, TEB Bancorp has a Sloan Ratio of 0.00%, indicating the company is in the safe zone and there is no funny business with accruals.


TEB Bancorp Sloan Ratio % Related Terms

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TEB Bancorp (TEB Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2290 North Mayfair Road, Wauwatosa, WI, USA, 53226
TEB Bancorp Inc through its subsidiary is involved in banking services. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one-to four-family residential real estate loans, multifamily residential real estate loans and commercial real estate loans, and, to a lesser extent, consumer loans, construction loans, land and development loans, and commercial and industrial loans.
Executives
Allen J Prochnow director 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
John Udvare officer: Chief Financial Officer 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
Rachelle Marquardt director 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
Thomas Sattler officer: SVP 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
Lauren Poppen officer: Chief Financial Officer 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
Otto R Radke director 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
John P Matter director, officer: President and CEO 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
Julie A Taylor director 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
Charles R Pittelkow director, other: Chairman of the Board 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
Jennifer L Provancher director, officer: EVP, COO and CFO 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
William A Behm officer: Chief Credit Officer 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
Christopher C Conlon director 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
Mhc Teb 10 percent owner 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226
Joseph J Becker director 2290 NORTH MAYFAIR ROAD, WAUWATOSA WI 53226

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