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Unity Bank (NSA:UBP) 5-Year RORE % : 453.37% (As of Dec. 2022)


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What is Unity Bank 5-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Unity Bank's 5-Year RORE % for the quarter that ended in Dec. 2022 was 453.37%.

The industry rank for Unity Bank's 5-Year RORE % or its related term are showing as below:

NSA:UBP's 5-Year RORE % is ranked better than
99.24% of 1314 companies
in the Banks industry
Industry Median: 8.655 vs NSA:UBP: 453.37

Unity Bank 5-Year RORE % Historical Data

The historical data trend for Unity Bank's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Unity Bank 5-Year RORE % Chart

Unity Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
5-Year RORE %
Get a 7-Day Free Trial - -12.43 0.63 -129.65 453.37

Unity Bank Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
5-Year RORE % Get a 7-Day Free Trial - -12.43 0.63 -129.65 453.37

Competitive Comparison of Unity Bank's 5-Year RORE %

For the Banks - Regional subindustry, Unity Bank's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unity Bank's 5-Year RORE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Unity Bank's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where Unity Bank's 5-Year RORE % falls into.



Unity Bank 5-Year RORE % Calculation

Unity Bank's 5-Year RORE % for the quarter that ended in Dec. 2022 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 0.081--0.658 )/( 0.163-0 )
=0.739/0.163
=453.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2022 and 5-year before.


Unity Bank  (NSA:UBP) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Unity Bank 5-Year RORE % Related Terms

Thank you for viewing the detailed overview of Unity Bank's 5-Year RORE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Unity Bank (NSA:UBP) Business Description

Traded in Other Exchanges
N/A
Address
Plot 42, Ahmed Onibudo Street, Victoria Island, Lagos, NGA
Unity Bank PLC provides a range of retail, corporate, treasury and investment banking services in Nigeria. The Bank's offerings include Private banking, Digital Banking, Business banking, custody services, consumer loans & mortgages, structured financing, corporate leasing services among others. It has six Business segments Corporate Banking, Commercial Banking, Personal Banking, Private Banking, SME and Institutional Banking. The Bank operated Two geographical segments in addition to the Head Office which are: North and South Bank, of which it dervies majority revenue from North Bank.

Unity Bank (NSA:UBP) Headlines

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