Unity Bank (NSA:UBP) PB Ratio : (As of Jun. 10, 2024)

View and export this data going back to 2005. Start your Free Trial

What is Unity Bank PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-06-10), Unity Bank's share price is ₦1.20. Unity Bank's Book Value per Share for the quarter that ended in Dec. 2022 was ₦-23.52. Hence, Unity Bank's PB Ratio of today is .

The historical rank and industry rank for Unity Bank's PB Ratio or its related term are showing as below:

During the past 8 years, Unity Bank's highest PB Ratio was 0.55. The lowest was 0.07. And the median was 0.24.

NSA:UBP's PB Ratio is not ranked ^*
in the Banks industry.
Industry Median: 0.85
* Ranked among companies with meaningful PB Ratio only.

During the past 3 years, the average Book Value Per Share Growth Rate was 0.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 0.10% per year.

During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of Unity Bank was 1.00% per year. The lowest was -0.60% per year. And the median was 0.50% per year.

Back to Basics: PB Ratio

Unity Bank PB Ratio Historical Data

The historical data trend for Unity Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Unity Bank PB Ratio Chart

Unity Bank Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

PB Ratio

Get a 7-Day Free Trial

Unity Bank Semi-Annual Data
	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22
PB Ratio	Get a 7-Day Free Trial			-	-	-	-	-

Competitive Comparison of Unity Bank's PB Ratio

For the Banks - Regional subindustry, Unity Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Unity Bank's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Unity Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Unity Bank's PB Ratio falls into.

Unity Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Unity Bank's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Dec. 2022)
	=	1.20	/	-23.521
	=

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Unity Bank (NSA:UBP) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Unity Bank PB Ratio Related Terms

Thank you for viewing the detailed overview of Unity Bank's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.

Unity Bank (NSA:UBP) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Unity Bank PLC (NSA:UBP) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

N/A

Address

Plot 42, Ahmed Onibudo Street, Victoria Island, Lagos, NGA

Website

http://www.unitybankng.com

Unity Bank PLC provides a range of retail, corporate, treasury and investment banking services in Nigeria. The Bank's offerings include Private banking, Digital Banking, Business banking, custody services, consumer loans & mortgages, structured financing, corporate leasing services among others. It has six Business segments Corporate Banking, Commercial Banking, Personal Banking, Private Banking, SME and Institutional Banking. The Bank operated Two geographical segments in addition to the Head Office which are: North and South Bank, of which it dervies majority revenue from North Bank.