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1895 Bancorp of Wisconsin (1895 Bancorp of Wisconsin) Return-on-Tangible-Asset : -0.22% (As of Mar. 2024)


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What is 1895 Bancorp of Wisconsin Return-on-Tangible-Asset?

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. 1895 Bancorp of Wisconsin's annualized Net Income for the quarter that ended in Mar. 2024 was $-1.22 Mil. 1895 Bancorp of Wisconsin's average total tangible assets for the quarter that ended in Mar. 2024 was $559.22 Mil. Therefore, 1895 Bancorp of Wisconsin's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2024 was -0.22%.

The historical rank and industry rank for 1895 Bancorp of Wisconsin's Return-on-Tangible-Asset or its related term are showing as below:

BCOW' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.24   Med: 0.1   Max: 0.36
Current: -1.21

During the past 8 years, 1895 Bancorp of Wisconsin's highest Return-on-Tangible-Asset was 0.36%. The lowest was -1.24%. And the median was 0.10%.

BCOW's Return-on-Tangible-Asset is ranked worse than
97.68% of 1466 companies
in the Banks industry
Industry Median: 0.9 vs BCOW: -1.21

1895 Bancorp of Wisconsin Return-on-Tangible-Asset Historical Data

The historical data trend for 1895 Bancorp of Wisconsin's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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1895 Bancorp of Wisconsin Return-on-Tangible-Asset Chart

1895 Bancorp of Wisconsin Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Return-on-Tangible-Asset
Get a 7-Day Free Trial 0.10 0.28 0.02 -0.03 -1.24

1895 Bancorp of Wisconsin Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.26 -0.37 -2.64 -1.65 -0.22

Competitive Comparison of 1895 Bancorp of Wisconsin's Return-on-Tangible-Asset

For the Banks - Regional subindustry, 1895 Bancorp of Wisconsin's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1895 Bancorp of Wisconsin's Return-on-Tangible-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, 1895 Bancorp of Wisconsin's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where 1895 Bancorp of Wisconsin's Return-on-Tangible-Asset falls into.



1895 Bancorp of Wisconsin Return-on-Tangible-Asset Calculation

1895 Bancorp of Wisconsin's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2023 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2023 )  (A: Dec. 2022 )(A: Dec. 2023 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2023 )  (A: Dec. 2022 )(A: Dec. 2023 )
=-6.792/( (541.156+555.887)/ 2 )
=-6.792/548.5215
=-1.24 %

1895 Bancorp of Wisconsin's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2024 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2024 )  (Q: Dec. 2023 )(Q: Mar. 2024 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2024 )  (Q: Dec. 2023 )(Q: Mar. 2024 )
=-1.224/( (555.887+562.559)/ 2 )
=-1.224/559.223
=-0.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2024) net income data.


1895 Bancorp of Wisconsin  (NAS:BCOW) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


1895 Bancorp of Wisconsin Return-on-Tangible-Asset Related Terms

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1895 Bancorp of Wisconsin (1895 Bancorp of Wisconsin) Business Description

Traded in Other Exchanges
N/A
Address
7001 West Edgerton Avenue, Greenfield, WI, USA, 53220
1895 Bancorp of Wisconsin Inc acts as the mutual holding company reorganization of PyraMax Bank, FSB, to become the savings and loan holding company of PyraMax Bank, FSB. Its business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one-to-four family residential real estate loans, commercial real estate loans, commercial loans, and consumer loans.
Executives
Steven T. Klitzing officer: SVP and CFO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Gary Zenobi director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
David R Ball director, officer: President and CEO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Kristina Hill director C/O 1895 BANCORP OF WISCONSIN, INC., 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Thomas K. Peterson officer: SVP and Comm Lending Officer 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Monica Baker officer: EVP and COO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Daniel Kempel officer: SVP and CCO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Richard B Hurd director, officer: EVP - Strategic Planning Ofcr 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Eric T. Hurd officer: SVP and CLO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Joseph G. Murphy director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
James Spiegelberg director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
John Talsky director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Richard J Krier officer: Chief Financial Officer 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Darrell A. Francis director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Charles Mauer officer: SVP and Chief Credit Officer 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220