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Mercer Bancorp (Mercer Bancorp) Retained Earnings : $15.44 Mil (As of Mar. 2024)


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What is Mercer Bancorp Retained Earnings?

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Mercer Bancorp's retained earnings for the quarter that ended in Mar. 2024 was $15.44 Mil.

Mercer Bancorp's quarterly retained earnings increased from Sep. 2023 ($14.87 Mil) to Dec. 2023 ($15.38 Mil) and increased from Dec. 2023 ($15.38 Mil) to Mar. 2024 ($15.44 Mil).

Mercer Bancorp's annual retained earnings increased from . 20 ($0.00 Mil) to Sep. 2022 ($14.06 Mil) and increased from Sep. 2022 ($14.06 Mil) to Sep. 2023 ($14.87 Mil).


Mercer Bancorp Retained Earnings Historical Data

The historical data trend for Mercer Bancorp's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Mercer Bancorp Retained Earnings Chart

Mercer Bancorp Annual Data
Trend Sep22 Sep23
Retained Earnings
14.06 14.87

Mercer Bancorp Quarterly Data
Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Retained Earnings Get a 7-Day Free Trial Premium Member Only 14.90 15.17 14.87 15.38 15.44

Mercer Bancorp Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.


Mercer Bancorp  (OTCPK:MSBB) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Mercer Bancorp (Mercer Bancorp) Business Description

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Traded in Other Exchanges
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Address
1100 Irmscher Boulevard, Celina, OH, USA, 45822
Mercer Bancorp Inc operates as a full-service bank. It offers deposits, loans, and other services. The loan portfolio consists primarily of residential mortgage loans secured by one- to four-family residential properties and agricultural real estate loans secured by farmland located in primary market area.
Executives
Alvin B Parmiter director, officer: President and CEO 425 MAIN STREET, CALDWELL OH 43724
Kristin M Fee director 1100 IRMSCHER BLVD, CELINA OH 45822
Rick L Ross officer: Treasurer 1100 IRMSCHER BLVD, CELINA OH 45822
Richard A Mosier director 1100 IRMSCHER BLVD, CELINA OH 45822
Trever A Bransteter officer: SVP, Lending 1100 IRMSCHER BLVD, CELINA OH 45822
Ryan Moorman officer: SVP, Lending 1100 IRMSCHER BLVD, CELINA OH 45822
Timothy L Bigham officer: SVP, Operations 1100 IRMSCHER BLVD, CELINA OH 45822
Jose W Faller director 1100 IRMSCHER BLVD, CELINA OH 45822
Michael J Boley director 1100 IRMSCHER BLVD, CELINA OH 45822
David L Keiser director 1100 IRMSCHER BLVD, CELINA OH 45822

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