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Mercer Bancorp (Mercer Bancorp) Liabilities-to-Assets : 0.86 (As of Mar. 2024)


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What is Mercer Bancorp Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Mercer Bancorp's Total Liabilities for the quarter that ended in Mar. 2024 was $146.08 Mil. Mercer Bancorp's Total Assets for the quarter that ended in Mar. 2024 was $169.43 Mil. Therefore, Mercer Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 was 0.86.


Mercer Bancorp Liabilities-to-Assets Historical Data

The historical data trend for Mercer Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mercer Bancorp Liabilities-to-Assets Chart

Mercer Bancorp Annual Data
Trend Sep22 Sep23
Liabilities-to-Assets
0.91 0.86

Mercer Bancorp Quarterly Data
Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only 0.90 0.90 0.86 0.86 0.86

Competitive Comparison of Mercer Bancorp's Liabilities-to-Assets

For the Banks - Regional subindustry, Mercer Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mercer Bancorp's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Mercer Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Mercer Bancorp's Liabilities-to-Assets falls into.



Mercer Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Mercer Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Sep. 2023 is calculated as:

Liabilities-to-Assets (A: Sep. 2023 )=Total Liabilities/Total Assets
=136.262/159.047
=0.86

Mercer Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 is calculated as

Liabilities-to-Assets (Q: Mar. 2024 )=Total Liabilities/Total Assets
=146.075/169.426
=0.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mercer Bancorp  (OTCPK:MSBB) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Mercer Bancorp Liabilities-to-Assets Related Terms

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Mercer Bancorp (Mercer Bancorp) Business Description

Comparable Companies
Traded in Other Exchanges
N/A
Address
1100 Irmscher Boulevard, Celina, OH, USA, 45822
Mercer Bancorp Inc operates as a full-service bank. It offers deposits, loans, and other services. The loan portfolio consists primarily of residential mortgage loans secured by one- to four-family residential properties and agricultural real estate loans secured by farmland located in primary market area.
Executives
Alvin B Parmiter director, officer: President and CEO 425 MAIN STREET, CALDWELL OH 43724
Kristin M Fee director 1100 IRMSCHER BLVD, CELINA OH 45822
Rick L Ross officer: Treasurer 1100 IRMSCHER BLVD, CELINA OH 45822
Richard A Mosier director 1100 IRMSCHER BLVD, CELINA OH 45822
Trever A Bransteter officer: SVP, Lending 1100 IRMSCHER BLVD, CELINA OH 45822
Ryan Moorman officer: SVP, Lending 1100 IRMSCHER BLVD, CELINA OH 45822
Timothy L Bigham officer: SVP, Operations 1100 IRMSCHER BLVD, CELINA OH 45822
Jose W Faller director 1100 IRMSCHER BLVD, CELINA OH 45822
Michael J Boley director 1100 IRMSCHER BLVD, CELINA OH 45822
David L Keiser director 1100 IRMSCHER BLVD, CELINA OH 45822

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