What is Hawthorn Bancshares Financial Strength?
Hawthorn Bancshares has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Warning Sign:
Hawthorn Bancshares Inc displays poor financial strength. Usually, this is caused by too much debt for the company.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:
1. The debt burden that the company has as measured by its
Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3.
Altman Z-Score.
GuruFocus does not calculate Hawthorn Bancshares's interest coverage with the available data.
Hawthorn Bancshares's debt to revenue ratio for the quarter that ended in Mar. 2024 was 2.25.
Altman Z-Score does not apply to banks and insurance companies.
Hawthorn Bancshares Financial Strength Calculation
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Hawthorn Bancshares's Interest Expense for the
months ended in Mar. 2024 was $-9.30 Mil. Its Operating Income for the
months ended in Mar. 2024 was $0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $159.65 Mil.
Hawthorn Bancshares's Interest Coverage for the quarter that ended in Mar. 2024 is
The higher the ratio, the stronger the company's financial strength is.
2. Debt to revenue ratio. The lower, the better.
Hawthorn Bancshares's Debt to Revenue Ratio for the quarter that ended in Mar. 2024 is
3. Altman Z-Score.
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hawthorn Bancshares (Hawthorn Bancshares) Business Description
Traded in Other Exchanges
N/A
Address
132 East High Street, Box 688, Jefferson City, MO, USA, 65101
Hawthorn Bancshares Inc is a financial holding company. It conducts a general banking and trust business, offering its customers checking and savings accounts, internet banking, certificates of deposit, trust services, brokerage services, safety deposit boxes. The company also offers a range of lending services, including commercial and industrial loans, single payment personal loans, installment loans, and commercial and residential real estate loans.
Executives
| Douglas Todd Eden |
director |
13029 SORRENTO WAY,, BRADENTON FL 34211 |
| Christopher Eugene Hafner |
officer: Sr. VP/Chief Financial Officer |
PO BOX 688, JEFFERSON CITY MO 65102-0688 |
| Jason E Schwartz |
officer: SR VP/SR CREDIT OFFICER |
PO BOX 688, JEFFERSON CITY MO 65102-0688 |
| Gregg A. Bexten |
director, officer: PRESIDENT |
132 E. HIGH STREET, JEFFERSON CITY MO 65101 |
| Brent M Giles |
director, officer: CHIEF EXECUTIVE OFFICER |
C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688 |
| David T Turner |
director, officer: Chairman, President, CEO |
C/O HAWTHORN BANK, PO BOX 688, JEFFERSON CITY MO 65102-0688 |
| Shawna M. Hettinger |
director |
132 EAST HIGH STREET, BOX 688, JEFFERSON CITY MO 65102 |
| Philip D Freeman |
director |
C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688 |
| Jonathan L States |
director |
132 EAST HIGH STREET, BOX 688, JEFFERSON CITY MO 65102 |
| Frank E. Burkhead |
director |
C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688 |
| Stephen Edward Guthrie |
officer: Senior VP and CFO |
C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688 |
| Jonathan Holtaway |
director |
C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688 |
| Kathleen L Bruegenhemke |
officer: Senior Vice President |
C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688 |
| Kevin L Riley |
director |
C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688 |
| Wetzel Gus Seitter Iii |
director |
C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688 |
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