GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Hawthorn Bancshares Inc (NAS:HWBK) » Definitions » Intrinsic Value: Projected FCF

Hawthorn Bancshares (Hawthorn Bancshares) Intrinsic Value: Projected FCF : $42.24 (As of May. 25, 2024)


View and export this data going back to 1999. Start your Free Trial

What is Hawthorn Bancshares Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-25), Hawthorn Bancshares's Intrinsic Value: Projected FCF is $42.24. The stock price of Hawthorn Bancshares is $19.01. Therefore, Hawthorn Bancshares's Price-to-Intrinsic-Value-Projected-FCF of today is 0.5.

The historical rank and industry rank for Hawthorn Bancshares's Intrinsic Value: Projected FCF or its related term are showing as below:

HWBK' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.33   Med: 0.51   Max: 0.79
Current: 0.45

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Hawthorn Bancshares was 0.79. The lowest was 0.33. And the median was 0.51.

HWBK's Price-to-Projected-FCF is ranked better than
51.92% of 1227 companies
in the Banks industry
Industry Median: 0.44 vs HWBK: 0.45

Hawthorn Bancshares Intrinsic Value: Projected FCF Historical Data

The historical data trend for Hawthorn Bancshares's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Hawthorn Bancshares Intrinsic Value: Projected FCF Chart

Hawthorn Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.39 36.39 47.03 47.30 42.17

Hawthorn Bancshares Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.49 46.19 44.39 42.17 42.24

Competitive Comparison of Hawthorn Bancshares's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Hawthorn Bancshares's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hawthorn Bancshares's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Hawthorn Bancshares's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Hawthorn Bancshares's Price-to-Projected-FCF falls into.



Hawthorn Bancshares Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Hawthorn Bancshares's Free Cash Flow(6 year avg) = $18.93.

Hawthorn Bancshares's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar24)*0.8)/Shares Outstanding (Diluted Average)
=(9.919945764728*18.92528+136.62*0.8)/7.032
=42.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Hawthorn Bancshares  (NAS:HWBK) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Hawthorn Bancshares's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=19.01/42.240294536731
=0.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Hawthorn Bancshares Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Hawthorn Bancshares's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Hawthorn Bancshares (Hawthorn Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
132 East High Street, Box 688, Jefferson City, MO, USA, 65101
Hawthorn Bancshares Inc is a financial holding company. It conducts a general banking and trust business, offering its customers checking and savings accounts, internet banking, certificates of deposit, trust services, brokerage services, safety deposit boxes. The company also offers a range of lending services, including commercial and industrial loans, single payment personal loans, installment loans, and commercial and residential real estate loans.
Executives
Douglas Todd Eden director 13029 SORRENTO WAY,, BRADENTON FL 34211
Christopher Eugene Hafner officer: Sr. VP/Chief Financial Officer PO BOX 688, JEFFERSON CITY MO 65102-0688
Jason E Schwartz officer: SR VP/SR CREDIT OFFICER PO BOX 688, JEFFERSON CITY MO 65102-0688
Gregg A. Bexten director, officer: PRESIDENT 132 E. HIGH STREET, JEFFERSON CITY MO 65101
Brent M Giles director, officer: CHIEF EXECUTIVE OFFICER C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688
David T Turner director, officer: Chairman, President, CEO C/O HAWTHORN BANK, PO BOX 688, JEFFERSON CITY MO 65102-0688
Shawna M. Hettinger director 132 EAST HIGH STREET, BOX 688, JEFFERSON CITY MO 65102
Philip D Freeman director C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688
Jonathan L States director 132 EAST HIGH STREET, BOX 688, JEFFERSON CITY MO 65102
Frank E. Burkhead director C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688
Stephen Edward Guthrie officer: Senior VP and CFO C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688
Jonathan Holtaway director C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688
Kathleen L Bruegenhemke officer: Senior Vice President C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688
Kevin L Riley director C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688
Wetzel Gus Seitter Iii director C/O HAWTHORN BANCSHARES, INC., PO BOX 688, JEFFERSON CITY MO 65102-0688

Hawthorn Bancshares (Hawthorn Bancshares) Headlines

From GuruFocus

Hawthorn Bancshares Announces Cash Dividend

By Marketwired Marketwired 07-29-2021

Hawthorn Bancshares Announces Cash Dividend

By Stock market mentor Stock market mentor 01-30-2023

Hawthorn Bancshares Announces Cash Dividend

By Marketwired Marketwired 01-28-2021

Hawthorn Bancshares Announces Cash Dividend and Stock Dividend

By GuruFocusNews GuruFocusNews 04-29-2022

Hawthorn Bancshares Announces Cash Dividend

By Marketwired Marketwired 10-27-2021

Hawthorn Bancshares Announces Cash Dividend

By Marketwired 07-26-2023