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Union Bank Of The Philippines (PHS:UBP) PS Ratio : 1.69 (As of May. 06, 2024)


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What is Union Bank Of The Philippines PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Union Bank Of The Philippines's share price is ₱38.70. Union Bank Of The Philippines's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was ₱22.86. Hence, Union Bank Of The Philippines's PS Ratio for today is 1.69.

Good Sign:

Union Bank Of The Philippines Inc stock PS Ratio (=1.33) is close to 10-year low of 1.33

The historical rank and industry rank for Union Bank Of The Philippines's PS Ratio or its related term are showing as below:

PHS:UBP' s PS Ratio Range Over the Past 10 Years
Min: 1.44   Med: 3.32   Max: 5.28
Current: 1.69

During the past 13 years, Union Bank Of The Philippines's highest PS Ratio was 5.28. The lowest was 1.44. And the median was 3.32.

PHS:UBP's PS Ratio is ranked better than
70.89% of 1453 companies
in the Banks industry
Industry Median: 2.4 vs PHS:UBP: 1.69

Union Bank Of The Philippines's Revenue per Sharefor the three months ended in Dec. 2023 was ₱4.99. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was ₱22.86.

Good Sign:

Union Bank Of The Philippines Inc has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Union Bank Of The Philippines was 10.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 15.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was 19.90% per year. During the past 10 years, the average Revenue per Share Growth Rate was 14.10% per year.

During the past 13 years, Union Bank Of The Philippines's highest 3-Year average Revenue per Share Growth Rate was 42.30% per year. The lowest was -0.60% per year. And the median was 12.60% per year.

Back to Basics: PS Ratio


Union Bank Of The Philippines PS Ratio Historical Data

The historical data trend for Union Bank Of The Philippines's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Union Bank Of The Philippines PS Ratio Chart

Union Bank Of The Philippines Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.97 2.10 1.88 2.49 1.73

Union Bank Of The Philippines Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.49 3.38 2.69 2.21 1.73

Competitive Comparison of Union Bank Of The Philippines's PS Ratio

For the Banks - Regional subindustry, Union Bank Of The Philippines's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Bank Of The Philippines's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Union Bank Of The Philippines's PS Ratio distribution charts can be found below:

* The bar in red indicates where Union Bank Of The Philippines's PS Ratio falls into.



Union Bank Of The Philippines PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Union Bank Of The Philippines's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=38.70/22.855
=1.69

Union Bank Of The Philippines's Share Price of today is ₱38.70.
Union Bank Of The Philippines's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱22.86.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Union Bank Of The Philippines  (PHS:UBP) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Union Bank Of The Philippines PS Ratio Related Terms

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Union Bank Of The Philippines (PHS:UBP) Business Description

Traded in Other Exchanges
N/A
Address
Meralco Avenue corner Onyx and Sapphire Streets, UnionBank Plaza, Ortigas Center, Pasig, PHL, 1605
Union Bank Of The Philippines Inc is a company which provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management and trust banking. The group's main operating business segments are Consumer Banking, Corporate and Commercial Banking, Treasury and Headquarters. The majority share of groups revenue is generated from Consumer Banking business segment which principally handles individual customers' deposits and provides consumer type loans, such as automobiles and mortgage financing, credit card facilities and funds transfer facilities.

Union Bank Of The Philippines (PHS:UBP) Headlines

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