Union Bank Of The Philippines (PHS:UBP) Net Margin % : 7.24% (As of Dec. 2023)

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What is Union Bank Of The Philippines Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Union Bank Of The Philippines's Net Income for the three months ended in Dec. 2023 was ₱1,079 Mil. Union Bank Of The Philippines's Revenue for the three months ended in Dec. 2023 was ₱14,914 Mil. Therefore, Union Bank Of The Philippines's net margin for the quarter that ended in Dec. 2023 was 7.24%.

The historical rank and industry rank for Union Bank Of The Philippines's Net Margin % or its related term are showing as below:

PHS:UBP' s Net Margin % Range Over the Past 10 Years
Min: 13.39 Med: 30.26 Max: 42.91
Current: 13.4

PHS:UBP's Net Margin % is ranked worse than
80.52% of 1458 companies
in the Banks industry
Industry Median: 25.03 vs PHS:UBP: 13.40

Union Bank Of The Philippines Net Margin % Historical Data

The historical data trend for Union Bank Of The Philippines's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Union Bank Of The Philippines Net Margin % Chart

Union Bank Of The Philippines Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Net Margin %

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39.24

27.73

28.42

25.04

13.39

Union Bank Of The Philippines Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Net Margin %	Get a 7-Day Free Trial															17.89	20.73	16.39	8.98	7.24

Competitive Comparison of Union Bank Of The Philippines's Net Margin %

For the Banks - Regional subindustry, Union Bank Of The Philippines's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Union Bank Of The Philippines's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Union Bank Of The Philippines's Net Margin % distribution charts can be found below:

* The bar in red indicates where Union Bank Of The Philippines's Net Margin % falls into.

Union Bank Of The Philippines Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Union Bank Of The Philippines's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin	=	Net Income (A: Dec. 2023 )	/	Revenue (A: Dec. 2023 )
	=	9072.217	/	67730.184
	=	13.39 %

Union Bank Of The Philippines's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin	=	Net Income (Q: Dec. 2023 )	/	Revenue (Q: Dec. 2023 )
	=	1079.222	/	14914.177
	=	7.24 %

Union Bank Of The Philippines (PHS:UBP) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Union Bank Of The Philippines Net Margin % Related Terms

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Union Bank Of The Philippines (PHS:UBP) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Union Bank Of The Philippines Inc (PHS:UBP) » Definitions » Net Margin %

Comparable Companies

Traded in Other Exchanges

N/A

Address

Meralco Avenue corner Onyx and Sapphire Streets, UnionBank Plaza, Ortigas Center, Pasig, PHL, 1605

Website

https://www.unionbankph.com

Union Bank Of The Philippines Inc is a company which provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management and trust banking. The group's main operating business segments are Consumer Banking, Corporate and Commercial Banking, Treasury and Headquarters. The majority share of groups revenue is generated from Consumer Banking business segment which principally handles individual customers' deposits and provides consumer type loans, such as automobiles and mortgage financing, credit card facilities and funds transfer facilities.