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CMUV Bancorp (CMUV Bancorp) PB Ratio : 1.11 (As of May. 19, 2024)


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What is CMUV Bancorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-19), CMUV Bancorp's share price is $17.99. CMUV Bancorp's Book Value per Share for the quarter that ended in Dec. 2023 was $16.15. Hence, CMUV Bancorp's PB Ratio of today is 1.11.

The historical rank and industry rank for CMUV Bancorp's PB Ratio or its related term are showing as below:

CMUV' s PB Ratio Range Over the Past 10 Years
Min: 0.8   Med: 1.04   Max: 1.21
Current: 1.11

During the past 4 years, CMUV Bancorp's highest PB Ratio was 1.21. The lowest was 0.80. And the median was 1.04.

CMUV's PB Ratio is ranked worse than
69.11% of 1457 companies
in the Banks industry
Industry Median: 0.86 vs CMUV: 1.11

During the past 12 months, CMUV Bancorp's average Book Value Per Share Growth Rate was 9.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 12.40% per year.

During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of CMUV Bancorp was 12.40% per year. The lowest was 12.40% per year. And the median was 12.40% per year.

Back to Basics: PB Ratio


CMUV Bancorp PB Ratio Historical Data

The historical data trend for CMUV Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CMUV Bancorp PB Ratio Chart

CMUV Bancorp Annual Data
Trend Dec20 Dec21 Dec22 Dec23
PB Ratio
0.82 1.04 1.00 0.95

CMUV Bancorp Semi-Annual Data
Dec20 Dec21 Dec22 Dec23
PB Ratio 0.82 1.04 1.00 0.95

Competitive Comparison of CMUV Bancorp's PB Ratio

For the Banks - Regional subindustry, CMUV Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CMUV Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CMUV Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where CMUV Bancorp's PB Ratio falls into.



CMUV Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

CMUV Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=17.99/16.145
=1.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


CMUV Bancorp  (OTCPK:CMUV) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


CMUV Bancorp PB Ratio Related Terms

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CMUV Bancorp (CMUV Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
1443 W. Main Street, P.O. Box 1808, El Centro, CA, USA, 92243
CMUV Bancorp, formerly Community Valley Bank CA is an independent community bank. It is engaged in providing deposit and loan services to businesses, non-profit organizations and individuals. It offers personal, business banking and various other online banking services.