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CMUV Bancorp (CMUV Bancorp) Intrinsic Value: Projected FCF : $0.00 (As of Jun. 02, 2024)


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What is CMUV Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-06-02), CMUV Bancorp's Intrinsic Value: Projected FCF is $0.00. The stock price of CMUV Bancorp is $17.50. Therefore, CMUV Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for CMUV Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

CMUV's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.45
* Ranked among companies with meaningful Price-to-Projected-FCF only.

CMUV Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for CMUV Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CMUV Bancorp Intrinsic Value: Projected FCF Chart

CMUV Bancorp Annual Data
Trend Dec20 Dec21 Dec22 Dec23
Intrinsic Value: Projected FCF
- - - -

CMUV Bancorp Semi-Annual Data
Dec20 Dec21 Dec22 Dec23
Intrinsic Value: Projected FCF - - - -

Competitive Comparison of CMUV Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, CMUV Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CMUV Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CMUV Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where CMUV Bancorp's Price-to-Projected-FCF falls into.



CMUV Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)



CMUV Bancorp  (OTCPK:CMUV) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

CMUV Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=17.50/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CMUV Bancorp Intrinsic Value: Projected FCF Related Terms

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CMUV Bancorp (CMUV Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
1443 W. Main Street, P.O. Box 1808, El Centro, CA, USA, 92243
CMUV Bancorp, formerly Community Valley Bank CA is an independent community bank. It is engaged in providing deposit and loan services to businesses, non-profit organizations and individuals. It offers personal, business banking and various other online banking services.

CMUV Bancorp (CMUV Bancorp) Headlines

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