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CFSB Bancorp (CFSB Bancorp) PB Ratio : 0.58 (As of May. 07, 2024)


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What is CFSB Bancorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-07), CFSB Bancorp's share price is $6.62. CFSB Bancorp's Book Value per Share for the quarter that ended in Dec. 2023 was $11.44. Hence, CFSB Bancorp's PB Ratio of today is 0.58.

Good Sign:

CFSB Bancorp Inc stock PB Ratio (=0.58) is close to 3-year low of 0.53

The historical rank and industry rank for CFSB Bancorp's PB Ratio or its related term are showing as below:

CFSB' s PB Ratio Range Over the Past 10 Years
Min: 0.53   Med: 0.7   Max: 1.41
Current: 0.58

During the past 4 years, CFSB Bancorp's highest PB Ratio was 1.41. The lowest was 0.53. And the median was 0.70.

CFSB's PB Ratio is ranked better than
76.95% of 1458 companies
in the Banks industry
Industry Median: 0.86 vs CFSB: 0.58

During the past 12 months, CFSB Bancorp's average Book Value Per Share Growth Rate was -1.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 16.50% per year.

During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of CFSB Bancorp was 16.50% per year. The lowest was 16.50% per year. And the median was 16.50% per year.

Back to Basics: PB Ratio


CFSB Bancorp PB Ratio Historical Data

The historical data trend for CFSB Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CFSB Bancorp PB Ratio Chart

CFSB Bancorp Annual Data
Trend Jun20 Jun21 Jun22 Jun23
PB Ratio
- - 0.81 0.70

CFSB Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.68 0.70 0.61 0.56 0.63

Competitive Comparison of CFSB Bancorp's PB Ratio

For the Banks - Regional subindustry, CFSB Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CFSB Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CFSB Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where CFSB Bancorp's PB Ratio falls into.



CFSB Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

CFSB Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=6.62/11.438
=0.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


CFSB Bancorp  (NAS:CFSB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


CFSB Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of CFSB Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


CFSB Bancorp (CFSB Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
15 Beach Street, Quincy, MA, USA, 02170
CFSB Bancorp Inc provides banking services. It offers a variety of financial services to individuals and small businesses through its offices in Quincy, Holbrook, and Weymouth. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending product is residential mortgage loans. Its loan segment includes residential real estate, multi-family loans, commercial real estate, construction, Second mortgages and home equity lines of credit, Home Improvement, and consumer loans.
Executives
William R Esselystyn officer: VP-Information Systems 15 BEACH STREET, QUINCY MA 02170
Susan Shea officer: Treasurer and COO 15 BEACH STREET, QUINCY MA 02170
Michael E Mcfarland director, officer: President and CEO 15 BEACH STREET, QUINCY MA 02170
Mary Kuropatkin officer: VP-Retail Banking 15 BEACH STREET, QUINCY MA 02170
Kemal Denizkurt officer: VP-Financial Markets 15 BEACH STREET, QUINCY MA 02170
Angela Blanchard officer: VP-Retail Lending 15 BEACH STREET, QUINCY MA 02170
Paul N Baharian director 15 BEACH STREET, QUINCY MA 02170
Beach, Mhc 15 10 percent owner 15 BEACH STREET, QUINCY MA 02170
Robert Guarnieri director 15 BEACH STREET, QUINCY MA 02170
Edward J Keohane director 15 BEACH STREET, QUINCY MA 02170
Tracy L Wilson director 15 BEACH STREET, QUINCY MA 02170
O'leary James M Jr director 15 BEACH STREET, QUINCY MA 02170
Stephen D Marini director 15 BEACH STREET, QUINCY MA 02170

CFSB Bancorp (CFSB Bancorp) Headlines