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Two Rivers Financial Group (Two Rivers Financial Group) Net Margin % : 13.81% (As of Mar. 2024)


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What is Two Rivers Financial Group Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Two Rivers Financial Group's Net Income for the three months ended in Mar. 2024 was $1.45 Mil. Two Rivers Financial Group's Revenue for the three months ended in Mar. 2024 was $10.46 Mil. Therefore, Two Rivers Financial Group's net margin for the quarter that ended in Mar. 2024 was 13.81%.

The historical rank and industry rank for Two Rivers Financial Group's Net Margin % or its related term are showing as below:

TRVR' s Net Margin % Range Over the Past 10 Years
Min: 12.48   Med: 20.69   Max: 38.97
Current: 14.69


TRVR's Net Margin % is ranked worse than
78.03% of 1461 companies
in the Banks industry
Industry Median: 25.13 vs TRVR: 14.69

Two Rivers Financial Group Net Margin % Historical Data

The historical data trend for Two Rivers Financial Group's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Two Rivers Financial Group Net Margin % Chart

Two Rivers Financial Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
12.48 38.97 22.52 20.69 16.55

Two Rivers Financial Group Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.04 10.39 22.82 11.34 13.81

Competitive Comparison of Two Rivers Financial Group's Net Margin %

For the Banks - Regional subindustry, Two Rivers Financial Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Two Rivers Financial Group's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Two Rivers Financial Group's Net Margin % distribution charts can be found below:

* The bar in red indicates where Two Rivers Financial Group's Net Margin % falls into.



Two Rivers Financial Group Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Two Rivers Financial Group's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=7.089/42.823
=16.55 %

Two Rivers Financial Group's Net Margin for the quarter that ended in Mar. 2024 is calculated as

Net Margin=Net Income (Q: Mar. 2024 )/Revenue (Q: Mar. 2024 )
=1.445/10.464
=13.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Two Rivers Financial Group  (OTCPK:TRVR) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Two Rivers Financial Group Net Margin % Related Terms

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Two Rivers Financial Group (Two Rivers Financial Group) Business Description

Traded in Other Exchanges
N/A
Address
222 North Main Street, P.O. Box 728, Burlington, IA, USA, 52601
Two Rivers Financial Group Inc is a bank holding company. The company offers banking and related services which include Personal Banking, Business Banking, Loans and credit cards and Wealth Management.

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