Two Rivers Financial Group (Two Rivers Financial Group) Debt-to-Equity : 0.51 (As of Mar. 2024)

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What is Two Rivers Financial Group Debt-to-Equity?

Two Rivers Financial Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $0.00 Mil. Two Rivers Financial Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $49.99 Mil. Two Rivers Financial Group's Total Stockholders Equity for the quarter that ended in Mar. 2024 was $99.07 Mil. Two Rivers Financial Group's debt to equity for the quarter that ended in Mar. 2024 was 0.50.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Two Rivers Financial Group's Debt-to-Equity or its related term are showing as below:

TRVR' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.1 Med: 0.37 Max: 0.87
Current: 0.51

During the past 5 years, the highest Debt-to-Equity Ratio of Two Rivers Financial Group was 0.87. The lowest was 0.10. And the median was 0.37.

TRVR's Debt-to-Equity is ranked better than
59.17% of 1396 companies
in the Banks industry
Industry Median: 0.65 vs TRVR: 0.51

Two Rivers Financial Group Debt-to-Equity Historical Data

The historical data trend for Two Rivers Financial Group's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Two Rivers Financial Group Debt-to-Equity Chart

Two Rivers Financial Group Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

0.55

0.35

0.10

0.47

0.77

Two Rivers Financial Group Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial													0.47	0.59	0.87	0.77	0.51

Competitive Comparison of Two Rivers Financial Group's Debt-to-Equity

For the Banks - Regional subindustry, Two Rivers Financial Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Two Rivers Financial Group's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Two Rivers Financial Group's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Two Rivers Financial Group's Debt-to-Equity falls into.

Two Rivers Financial Group Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Two Rivers Financial Group's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	75.305)	/	98.411
	=	0.77

Two Rivers Financial Group's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	49.985)	/	99.074
	=	0.50

Two Rivers Financial Group (OTCPK:TRVR) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Two Rivers Financial Group Debt-to-Equity Related Terms

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Two Rivers Financial Group (Two Rivers Financial Group) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Two Rivers Financial Group Inc (OTCPK:TRVR) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

222 North Main Street, P.O. Box 728, Burlington, IA, USA, 52601

Website

https://www.tworivers.bank

Two Rivers Financial Group Inc is a bank holding company. The company offers banking and related services which include Personal Banking, Business Banking, Loans and credit cards and Wealth Management.

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