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Bay National (Bay National) Credit Losses Provision : $11.76 Mil (As of Mar. 2010)


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What is Bay National Credit Losses Provision?

Bay National's credit losses provision for the three months ended in Mar. 2010 was $1.84 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Mar. 2010 was $11.76 Mil.

Bay National's quarterly credit losses provision increased from Sep. 2009 ($1.80 Mil) to Dec. 2009 ($5.27 Mil) but then declined from Dec. 2009 ($5.27 Mil) to Mar. 2010 ($1.84 Mil).

Bay National's annual credit losses provision increased from Dec. 2007 ($2.13 Mil) to Dec. 2008 ($6.48 Mil) and increased from Dec. 2008 ($6.48 Mil) to Dec. 2009 ($10.97 Mil).


Bay National Credit Losses Provision Historical Data

The historical data trend for Bay National's Credit Losses Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bay National Credit Losses Provision Chart

Bay National Annual Data
Trend Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09
Credit Losses Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.18 0.20 2.13 6.48 10.97

Bay National Quarterly Data
Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10
Credit Losses Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.05 2.84 1.80 5.27 1.84

Bay National Credit Losses Provision Calculation

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Credit Losses Provision for the trailing twelve months (TTM) ended in Mar. 2010 adds up the quarterly data reported by the company within the most recent 12 months, which was $11.76 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bay National (Bay National) Business Description

Traded in Other Exchanges
N/A
Address
2328 West Joppa Road, Lutherville, MD, USA, 21093
Bay National Corp is a bank holding company, which through National Bank, offers a complete range of commercial, private, cash management, retail, and residential mortgage banking services.

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