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Bay National (Bay National) Change In Receivables : $2.59 Mil (TTM As of Mar. 2010)


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What is Bay National Change In Receivables?

Bay National's change in receivables for the quarter that ended in Mar. 2010 was $0.02 Mil. It means Bay National's Accounts Receivable declined by $0.02 Mil from Dec. 2009 to Mar. 2010 .

Bay National's change in receivables for the fiscal year that ended in Dec. 2009 was $2.57 Mil. It means Bay National's Accounts Receivable declined by $2.57 Mil from Dec. 2008 to Dec. 2009 .

Bay National's Accounts Receivable for the quarter that ended in Mar. 2010 was $1.39 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Bay National's Days Sales Outstanding for the three months ended in Mar. 2010 was 76.67.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Bay National's liquidation value for the three months ended in Mar. 2010 was $-208.28 Mil.


Bay National Change In Receivables Historical Data

The historical data trend for Bay National's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bay National Change In Receivables Chart

Bay National Annual Data
Trend Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - -2.47 2.57

Bay National Quarterly Data
Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - -1.61 4.65 -0.47 0.02

Bay National Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2010 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.59 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bay National  (GREY:BAYN) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Bay National's Days Sales Outstanding for the quarter that ended in Mar. 2010 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=1.393/1.658*91
=76.67

2. In Ben Graham's calculation of liquidation value, Bay National's accounts receivable are only considered to be worth 75% of book value:

Bay National's liquidation value for the quarter that ended in Mar. 2010 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=76.47-285.798+0.75 * 1.393+0.5 * 0
=-208.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bay National Change In Receivables Related Terms

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Bay National (Bay National) Business Description

Traded in Other Exchanges
N/A
Address
2328 West Joppa Road, Lutherville, MD, USA, 21093
Bay National Corp is a bank holding company, which through National Bank, offers a complete range of commercial, private, cash management, retail, and residential mortgage banking services.

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