Bay National (Bay National) Effective Interest Rate on Debt % : 61.45% (As of Mar. 2010)

Bay National Effective Interest Rate on Debt % Chart

Bay National Annual Data
	Trend	Dec00	Dec01	Dec02	Dec03	Dec04	Dec05	Dec06	Dec07	Dec08	Dec09
Effective Interest Rate on Debt %		Get a 7-Day Free Trial					71.12	82.40	40.85	31.29	70.15

Bay National Quarterly Data
	Jun05	Sep05	Dec05	Mar06	Jun06	Sep06	Dec06	Mar07	Jun07	Sep07	Dec07	Mar08	Jun08	Sep08	Dec08	Mar09	Jun09	Sep09	Dec09	Mar10
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															75.19	81.30	80.70	67.35	61.45

Competitive Comparison of Bay National's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Bay National's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bay National's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bay National's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bay National's Effective Interest Rate on Debt % falls into.

Bay National Effective Interest Rate on Debt % Calculation

Bay National's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2009 is calculated as

where

Bay National's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2010 is calculated as

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2010) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Bay National  (GREY:BAYN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Bay National Effective Interest Rate on Debt % Related Terms

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Bay National (Bay National) Business Description