First Northwest Bancorp (First Northwest Bancorp) Intrinsic Value: Projected FCF : $32.94 (As of May. 14, 2024)

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What is First Northwest Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-14), First Northwest Bancorp's Intrinsic Value: Projected FCF is $32.94. The stock price of First Northwest Bancorp is $10.86. Therefore, First Northwest Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.3.

The historical rank and industry rank for First Northwest Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

FNWB' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.32 Med: 0.61 Max: 0.88
Current: 0.33

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of First Northwest Bancorp was 0.88. The lowest was 0.32. And the median was 0.61.

FNWB's Price-to-Projected-FCF is ranked better than
67.85% of 1210 companies
in the Banks industry
Industry Median: 0.45 vs FNWB: 0.33

First Northwest Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for First Northwest Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Northwest Bancorp Intrinsic Value: Projected FCF Chart

First Northwest Bancorp Annual Data

Trend

Jun14

Jun15

Jun16

Jun17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Intrinsic Value: Projected FCF

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22.98

26.97

32.00

31.98

32.94

First Northwest Bancorp Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Intrinsic Value: Projected FCF	Get a 7-Day Free Trial															34.11	35.87	34.16	32.94	-

Competitive Comparison of First Northwest Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, First Northwest Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Northwest Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Northwest Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where First Northwest Bancorp's Price-to-Projected-FCF falls into.

First Northwest Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)

Add all the Free Cash Flow together and divide 6 will get First Northwest Bancorp's Free Cash Flow(6 year avg) = $11.85.

First Northwest Bancorp's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF	=	(Growth Multiple	*	Free Cash Flow (6 year avg)	+	Total Stockholders Equity (Mar24)	*	0.8)	/	Shares Outstanding (Diluted Average)
	=	(13.410827369688	*	11.84528	+	160.506	*	0.8)	/	8.907
	=	32.25

First Northwest Bancorp (NAS:FNWB) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

First Northwest Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF	=	Share Price	/	Intrinsic Value: Projected FCF
	=	10.86	/	32.251016641475
	=	0.34

First Northwest Bancorp Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of First Northwest Bancorp's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.

First Northwest Bancorp (First Northwest Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » First Northwest Bancorp (NAS:FNWB) » Definitions » Intrinsic Value: Projected FCF

Comparable Companies

Traded in Other Exchanges

N/A

Address

105 West 8th Street, Port Angeles, WA, USA, 98362

Website

https://www.ourfirstfed.com

First Northwest Bancorp is a bank holding company and a financial holding company and is engaged in banking activities through its wholly owned subsidiary, First Fed Bank, as well as certain non-banking financial activities. It includes deposit and lending transactions that are supplemented with other borrowing and investing activities. The bank's principal lending activities are focused on first lien one- to four-family mortgage loans, commercial and multi-family real estate loans, construction and land loans (including lot loans), commercial business loans and consumer loans. Geographically all the operations are functioned through the regions of Washington, US.

Executives

Christopher J Riffle	officer: Executive VP, COO, GC	105 W. 8TH STREET, PORT ANGELES WA 98362
Dana D. Behar	director	105 W. EIGHTH STREET, PORT ANGELES WA 98362
Matthew Deines	officer: President & CEO	C/O FIRST NORTHWEST BANCORP, 105 W. 8TH STREET, PORT ANGELES WA 98362
Tonina Norman J. Jr.	director	105 WEST 8TH STREET, PORT ANGELES WA 98362
Terry A Anderson	officer: EVP/CCO	105 W. 8TH STREET, PORT ANGELES WA 98362
Lynn Terwoerds	director	105 WEST 8TH ST, PORT ANGELES WA 98362
Geraldine L. Bullard	officer: EVP/CFO/Principal Acc't Off.	105 W. 8TH STREET, PORT ANGELES WA 98362
Cindy H. Finnie	director	105 WEST 8TH STREET, PORT ANGELES WA 98362
Christopher Wade Neros	officer: EVP, Chief Lending Officer	105 W 8TH STREET, PORT ANGELES WA 98362
Gabriel Steven Galanda	director	105 W. 8TH STREET, PORT ANGELES WA 98362
Sherilyn G Anderson	director	105 W. 8TH STREET, PORT ANGELES WA 98362
David T. Flodstrom	director	105 WEST 8TH STREET, PORT ANGELES WA 98362
Craig Alan Curtis	director	105 WEST 8TH STREET, PORT ANGELES WA 98362
Randy T. Riffle	officer: EVP/Chief Lending Officer	105 W. 8TH STREET, PORT ANGELES WA 98362
Derek J Brown	officer: EVP, Chief HR/Marketing Off.	105 W. 8TH STREET, PORT ANGELES WA 98362