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United Security Bancshares (United Security Bancshares) EV-to-FCF : 9.62 (As of May. 13, 2024)


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What is United Security Bancshares EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, United Security Bancshares's Enterprise Value is $198.15 Mil. United Security Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was $20.59 Mil. Therefore, United Security Bancshares's EV-to-FCF for today is 9.62.

The historical rank and industry rank for United Security Bancshares's EV-to-FCF or its related term are showing as below:

UBFO' s EV-to-FCF Range Over the Past 10 Years
Min: -14.54   Med: -1.75   Max: 15.1
Current: 9.62

During the past 13 years, the highest EV-to-FCF of United Security Bancshares was 15.10. The lowest was -14.54. And the median was -1.75.

UBFO's EV-to-FCF is ranked worse than
66.64% of 1118 companies
in the Banks industry
Industry Median: 5.57 vs UBFO: 9.62

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2024-05-13), United Security Bancshares's stock price is $7.25. United Security Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $1.030. Therefore, United Security Bancshares's PE Ratio for today is 7.04.


United Security Bancshares EV-to-FCF Historical Data

The historical data trend for United Security Bancshares's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Security Bancshares EV-to-FCF Chart

United Security Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.49 -12.66 -4.38 4.60 8.66

United Security Bancshares Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.66 5.30 11.13 8.66 -

Competitive Comparison of United Security Bancshares's EV-to-FCF

For the Banks - Regional subindustry, United Security Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Security Bancshares's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Security Bancshares's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where United Security Bancshares's EV-to-FCF falls into.



United Security Bancshares EV-to-FCF Calculation

United Security Bancshares's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=198.151/20.589
=9.62

United Security Bancshares's current Enterprise Value is $198.15 Mil.
United Security Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $20.59 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


United Security Bancshares  (NAS:UBFO) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

United Security Bancshares's PE Ratio for today is calculated as:

PE Ratio=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=7.25/1.030
=7.04

United Security Bancshares's share price for today is $7.25.
United Security Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.030.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


United Security Bancshares EV-to-FCF Related Terms

Thank you for viewing the detailed overview of United Security Bancshares's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


United Security Bancshares (United Security Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
2126 Inyo Street, Fresno, CA, USA, 93721
United Security Bancshares operates as the holding for United Security Bank. It provides commercial banking services to the business and professional community, and individuals located in Fresno, Madera, and Kern Counties. It offers checking and savings accounts, deposits, mortgage loans, credit and debit cards, safe deposit boxes, automated teller machines, wire transfers, money market accounts, mobile banking, and wealth management services. The company's primary sources of revenue are interest income from loans and investment securities.
Executives
Oberg Robert C Jr officer: SVP & CHIEF RISK OFFICER 610 DAYTON STREET APT# 3, HAMILTON OH 45011
Dennis R Woods director, officer: CEO 1525 E. SHAW AVE., FRESNO CA 93710
Jagroop Gill director 2126 INYO STREET, FRESNO CA 93721
G Thompson Ellithorpe director 1525 E SHAW AVE, FRESNO CA 93710
Thomas G Walker director 2126 INYO STREET, FRESNO CA 93721
William M. Yarbenet officer: SVP & CCO 2126 INYO STREET, FRESNO CA 93721
Kenneth D Newby director 2126 INYO STREET, FRESNO CA 93721
Susan Quigley director 2126 INYO STREET, FRESNO CA 93721
Heather Hammack director 2126 INYO STREET, FRESNO CA 93721
Dora Westerlund director 2126 INYO STREET, FRESNO CA 93721
Nabeel Mahmood director 2126 INYO STREET, FRESNO CA 93721
Brian Tkacz director 2126 INYO STREET, FRESNO CA 93721
Benjamin Mackovak director 2126 INYO STREET, FRESNO CA 93721
David L Eytcheson officer: SVP & COO 1525 E SHAW AVE, FRESNO CA 93710
David A Kinross officer: SVP & CHIEF FINANCIAL OFFICER 600 POLLASKY AVENUE, CLOVIS CA 93612

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