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Triumph Financial (Triumph Financial) Efficiency Overhead Ratio % : 89.45% (As of Mar. 2024)


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What is Triumph Financial Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

Triumph Financial's Efficiency Overhead Ratio % for the quarter that ended in Mar. 2024 was 89.45% , which is higher than 82.24% for the pervious quarter ended in Dec. 2023.

Triumph Financial's Efficiency Overhead Ratio % for the annual that ended in Dec. 2023 was 84.45% , which is higher than 70.30% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Triumph Financial's Efficiency Overhead Ratio % or its related term are showing as below:

TFIN's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

Triumph Financial Efficiency Overhead Ratio % Historical Data

The historical data trend for Triumph Financial's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Triumph Financial Efficiency Overhead Ratio % Chart

Triumph Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Triumph FinancialQuarterly Data
Trend Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Triumph Financial's Efficiency Overhead Ratio %

For the Banks - Regional subindustry, Triumph Financial's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Triumph Financial  (NAS:TFIN) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %=Non-interest Expenses / Revenue

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Triumph Financial  (NAS:TFIN) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.


Triumph Financial Efficiency Overhead Ratio % Related Terms

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Triumph Financial (Triumph Financial) Business Description

Traded in Other Exchanges
Address
12700 Park Central Drive, Suite 1700, Dallas, TX, USA, 75251
Triumph Financial Inc is a is a financial holding company. The company has four reportable segments namely Banking, Factoring, Payments, and Corporate. The Banking segment includes the operations of TBK Bank. The Factoring segment includes the operations of Triumph Financial Services with revenue derived from factoring services, The Payments segment includes the operations of TBK Bank's TriumphPay division which provides a presentment, audit, and payment solution to Shipper, Broker, and Factor clients in the trucking industry and The corporate segment includes holding company financing and investment activities and management and administrative expenses to support the overall operations of the Company.
Executives
Carlos M Sepulveda director 3900 DALLAS PARKWAY, SUITE 500, PLANO TX 75093
Aaron P Graft director, officer: President & CEO 12700 PARK CENTRAL DRIVE SUITE 1700, DALLAS TX 75251
Todd Ritterbusch officer: EVP & CLO - TBK Bank, SSB 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Adam D Nelson officer: SVP and General Counsel 12700 PARK CENTRAL DRIVE SUITE 1700, DALLAS TX 75251
Edward Joseph Schreyer officer: EVP, Chief Operating Officer 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Melissa Forman-barenblit officer: EVP, Pres-TriumphPay-TBK Bank 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Davis R Deadman director 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Harrison B. Barnes director 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Debra A Bradford director
Michael P Rafferty director 12700 PARK CENTRAL DRIVE SUITE 1700, DALLAS TX 75251
Laura Easley director 12700 PARK CENTRAL CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
C Todd Sparks director 12700 PARK CENTRAL DRIVE SUITE 1700, DALLAS TX 75251
Charles A Anderson director 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Geoffrey Paul Brenner officer: CEO - Triumph Business Capital 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Richard Loren Davis director 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251