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Equity Bancshares (Equity Bancshares) Efficiency Overhead Ratio % : 65.16% (As of Mar. 2024)


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What is Equity Bancshares Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

Equity Bancshares's Efficiency Overhead Ratio % for the quarter that ended in Mar. 2024 was 65.16% , which is lower than 74.35% for the pervious quarter ended in Dec. 2023.

Equity Bancshares's Efficiency Overhead Ratio % for the annual that ended in Dec. 2023 was 70.55% , which is higher than 64.60% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Equity Bancshares's Efficiency Overhead Ratio % or its related term are showing as below:

EQBK's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

Equity Bancshares Efficiency Overhead Ratio % Historical Data

The historical data trend for Equity Bancshares's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Equity Bancshares Efficiency Overhead Ratio % Chart

Equity Bancshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Equity BancsharesQuarterly Data
Trend Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Equity Bancshares's Efficiency Overhead Ratio %

For the Banks - Regional subindustry, Equity Bancshares's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Equity Bancshares  (NYSE:EQBK) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %=Non-interest Expenses / Revenue

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Equity Bancshares  (NYSE:EQBK) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.


Equity Bancshares Efficiency Overhead Ratio % Related Terms

Thank you for viewing the detailed overview of Equity Bancshares's Efficiency Overhead Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Equity Bancshares (Equity Bancshares) Business Description

Traded in Other Exchanges
Address
7701 East Kellogg Drive, Suite 300, Wichita, KS, USA, 67207
Equity Bancshares Inc is a bank holding company. The company's operations involve the delivery of loan and deposit products to customers. The majority of the Company's revenues come from interest income on financial instruments, including loans, leases, securities and derivatives. The company also earns revenue from Non-interest income which includes Service charges and fees, Debit card income, Investment Referral Income, Trust Income and Insurance Sales Commissions.
Executives
James S Loving director C/O CHS INC., 5500 CENEX DRIVE, INVER GROVE HEIGHTS MN 55077
Krzysztof Slupkowski officer: Chief Credit Officer 7701 EAST KELLOGG DRIVE, SUITE 300, WICHITA KS 67207
Chris M Navratil officer: Chief Financial Officer 7701 EAST KELLOGG DRIVE, SUITE 300, WICHITA KS 67207
David Pass officer: Chief Information Officer 821 17TH STREET, DENVER CO 80202
Ann Knutson officer: Chief Human Resources Officer 7701 EAST KELLOGG DRIVE, SUITE 300, WICHITA KS 67207
Richard M Sems officer: President 7701 EAST KELLOGG DRIVE, SUITE 300, WICHITA KS 67207
Gary C Allerheiligen director 7701 EAST KELLOGG DRIVE, SUITE 200, WICHITA KS 67207
Gregory L Gaeddert director 7701 EAST KELLOGG DRIVE, SUITE 200, WICHITA KS 67207
Eric R Newell officer: Chief Financial Officer 7701 E. KELLOGG, SUITE 300, WICHITA KS 67207
Julie A Huber officer: EVP and Chief Credit Officer 7701 EAST KELLOGG DRIVE, SUITE 200, WICHITA KS 67207
Brett A Reber officer: General Counsel 7701 EAST KELLOGG DRIVE, SUITE 300, WICHITA KS 67207
Craig L Anderson officer: Chief Operating Officer 1670 BROADWAY, DENVER CO 80202
Edwin G Lawson officer: Chief Information Officer 7701 EAST KELLOGG DRIVE, SUITE 300, WICHITA KS 67207
Gregory H Kossover director, officer: EVP and CFO 7701 EAST KELLOGG DRIVE, SUITE 200, WICHITA KS 67207
Brad S Elliott director, officer: Chief Executive Officer 7701 EAST KELLOGG DRIVE, SUITE 200, WICHITA KS 67207