GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » C&F Financial Corp (NAS:CFFI) » Definitions » Cyclically Adjusted PS Ratio

C&F Financial (C&F Financial) Cyclically Adjusted PS Ratio : 1.12 (As of May. 23, 2024)


View and export this data going back to 1998. Start your Free Trial

What is C&F Financial Cyclically Adjusted PS Ratio?

As of today (2024-05-23), C&F Financial's current share price is $44.04. C&F Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $39.25. C&F Financial's Cyclically Adjusted PS Ratio for today is 1.12.

The historical rank and industry rank for C&F Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

CFFI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.93   Med: 1.5   Max: 2.29
Current: 1.16

During the past years, C&F Financial's highest Cyclically Adjusted PS Ratio was 2.29. The lowest was 0.93. And the median was 1.50.

CFFI's Cyclically Adjusted PS Ratio is ranked better than
83.95% of 1190 companies
in the Banks industry
Industry Median: 2.41 vs CFFI: 1.16

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

C&F Financial's adjusted revenue per share data for the three months ended in Mar. 2024 was $9.038. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $39.25 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


C&F Financial Cyclically Adjusted PS Ratio Historical Data

The historical data trend for C&F Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

C&F Financial Cyclically Adjusted PS Ratio Chart

C&F Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.77 1.16 1.47 1.57 1.77

C&F Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.37 1.40 1.39 1.77 1.24

Competitive Comparison of C&F Financial's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, C&F Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


C&F Financial's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, C&F Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where C&F Financial's Cyclically Adjusted PS Ratio falls into.



C&F Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

C&F Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=44.04/39.25
=1.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

C&F Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, C&F Financial's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=9.038/131.7762*131.7762
=9.038

Current CPI (Mar. 2024) = 131.7762.

C&F Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 7.239 100.560 9.486
201409 7.176 100.428 9.416
201412 7.134 99.070 9.489
201503 6.991 99.621 9.248
201506 7.274 100.684 9.520
201509 7.466 100.392 9.800
201512 7.394 99.792 9.764
201603 7.208 100.470 9.454
201606 8.053 101.688 10.436
201609 7.856 101.861 10.163
201612 7.704 101.863 9.966
201703 7.471 102.862 9.571
201706 7.884 103.349 10.053
201709 7.759 104.136 9.818
201712 7.639 104.011 9.678
201803 7.602 105.290 9.514
201806 7.773 106.317 9.634
201809 7.855 106.507 9.719
201812 7.174 105.998 8.919
201903 7.676 107.251 9.431
201906 8.212 108.070 10.013
201909 8.295 108.329 10.090
201912 7.650 108.420 9.298
202003 7.371 108.902 8.919
202006 8.581 108.767 10.396
202009 10.103 109.815 12.123
202012 10.911 109.897 13.083
202103 9.210 111.754 10.860
202106 9.221 114.631 10.600
202109 9.208 115.734 10.484
202112 8.998 117.630 10.080
202203 7.526 121.301 8.176
202206 7.865 125.017 8.290
202209 8.574 125.227 9.022
202212 10.472 125.222 11.020
202303 9.332 127.348 9.657
202306 9.280 128.729 9.500
202309 8.906 129.860 9.037
202312 9.545 129.419 9.719
202403 9.038 131.776 9.038

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


C&F Financial  (NAS:CFFI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


C&F Financial Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of C&F Financial's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


C&F Financial (C&F Financial) Business Description

Traded in Other Exchanges
N/A
Address
3600 La Grange Parkway, Toano, VA, USA, 23168
C&F Financial Corp is an American bank holding company. The company through its subsidiaries offers banking and related financial services to both individuals and businesses. It operates in three business activities: Community Banking, Mortgage Banking, and Consumer Finance. It mainly provides a range of lending activities, which include residential mortgage loans, commercial real estate loans, non-prime automobile lending, land acquisition, and development loans, and consumer loans. The company generates maximum revenue from the Community Banking segment.
Executives
Seaman John A Iii other: Chief Credit Officer 802 MAIN STREET, WEST POINT VA 23181
Thomas F Cherry officer: Senior Vice President & CFO
S Dustin Crone other: President of Major Subsidiary 802 MAIN STREET, WEST POINT VA 23181
Audrey Dale Holmes director 5120 ADKINS ROAD, PROVIDENCE FORGE VA 23140
Larry G Dillon director, officer: Chairman, President & CEO
Hudson James H Iii director
Jeffery O Smith director 3600 LA GRANGE PKWY, TOANO VA 23168
D Anthony Peay director 3600 LA GRANGE PKWY, TOANO VA 23168
Jason E Long officer: Chief Financial Officer 4136 LONGVIEW LANDING, WILLIAMSBURG VA 23188
Sisson George R Iii director 3600 LAGRANGE PARKWAY, TOANO VA 23168
Bryan Edwin Mckernon other: President of major subsidiary 1400 ALVERSER DRIVE, MIDLOTHIAN VA 23113
Causey J P Jr director 1021 EAST CARY STREET, PO BOX 2350, RICHMOND VA 23218-2350
Barry R Chernack director
Julie R Agnew director 100 PIERCES COURT, WILLIAMSBURG VA 23185
Elizabeth R Kelley director 324 5TH STREET, WEST POINT VA 23181

C&F Financial (C&F Financial) Headlines

From GuruFocus

C&F Financial Corporation Announces Quarterly Dividend

By Marketwired Marketwired 08-20-2020

C&F Financial Corporation Announces Quarterly Dividend

By Marketwired Marketwired 02-20-2020

C&F Financial Corporation Announces Merger to Close January 1, 2020

By GlobeNewswire GlobeNewswire 12-20-2019

C&F Financial Corporation Announces Quarterly Dividend

By GuruFocusNews GuruFocusNews 06-18-2022

C&F Financial Corporation Announces Quarterly Dividend

By Marketwired Marketwired 08-18-2021

C&F Financial Corporation Announces Increase in Quarterly Dividend

By sperokesalga sperokesalga 02-23-2023