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Gouverneur Bancorp (Gouverneur Bancorp) Cyclically Adjusted FCF per Share : $0.39 (As of Mar. 2024)


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What is Gouverneur Bancorp Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Gouverneur Bancorp's adjusted free cash flow per share for the three months ended in Mar. 2024 was $-0.032. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.39 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Gouverneur Bancorp's average Cyclically Adjusted FCF Growth Rate was -29.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2024-06-01), Gouverneur Bancorp's current stock price is $9.70. Gouverneur Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $0.39. Gouverneur Bancorp's Cyclically Adjusted Price-to-FCF of today is 24.87.

During the past 12 years, the highest Cyclically Adjusted Price-to-FCF of Gouverneur Bancorp was 27.05. The lowest was 6.50. And the median was 15.87.


Gouverneur Bancorp Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Gouverneur Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Gouverneur Bancorp Cyclically Adjusted FCF per Share Chart

Gouverneur Bancorp Annual Data
Trend Sep00 Sep01 Sep02 Sep03 Sep04 Sep05 Sep06 Sep07 Sep22 Sep23
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 0.54 0.80

Gouverneur Bancorp Quarterly Data
Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.55 0.57 0.80 0.44 0.39

Competitive Comparison of Gouverneur Bancorp's Cyclically Adjusted FCF per Share

For the Banks - Regional subindustry, Gouverneur Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gouverneur Bancorp's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Gouverneur Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Gouverneur Bancorp's Cyclically Adjusted Price-to-FCF falls into.



Gouverneur Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Gouverneur Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=-0.032/131.7762*131.7762
=-0.032

Current CPI (Mar. 2024) = 131.7762.

Gouverneur Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
200009 0.185 73.286 0.333
200012 0.148 73.413 0.266
200103 0.053 74.341 0.094
200106 0.333 75.100 0.584
200109 -0.030 75.227 -0.053
200112 -0.022 74.552 -0.039
200203 0.056 75.438 0.098
200206 -0.182 75.902 -0.316
200209 0.085 76.366 0.147
200212 0.115 76.324 0.199
200303 -0.014 77.716 -0.024
200306 0.370 77.505 0.629
200309 -0.006 78.138 -0.010
200312 0.273 77.758 0.463
200403 -0.178 79.066 -0.297
200406 0.315 80.037 0.519
200409 0.032 80.121 0.053
200412 0.327 80.290 0.537
200503 0.205 81.555 0.331
200506 0.770 82.062 1.236
200509 -1.700 83.876 -2.671
200512 0.766 83.032 1.216
200603 -0.378 84.298 -0.591
200606 0.124 85.606 0.191
200609 -0.078 85.606 -0.120
200612 0.290 85.142 0.449
200703 -0.429 86.640 -0.652
200706 0.272 87.906 0.408
200709 0.079 87.964 0.118
200712 0.311 88.616 0.462
200803 -0.115 90.090 -0.168
200806 1.020 92.320 1.456
202206 0.000 125.017 0.000
202209 -0.328 125.227 -0.345
202212 -0.051 125.222 -0.054
202303 0.295 127.348 0.305
202306 0.343 128.729 0.351
202309 2.126 129.860 2.157
202312 -3.356 129.419 -3.417
202403 -0.032 131.776 -0.032

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Gouverneur Bancorp  (OTCPK:GOVB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Gouverneur Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=9.70/0.39
=24.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted Price-to-FCF of Gouverneur Bancorp was 27.05. The lowest was 6.50. And the median was 15.87.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Gouverneur Bancorp Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Gouverneur Bancorp's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Gouverneur Bancorp (Gouverneur Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
42 Church Street, Gouverneur, NY, USA, 13642
Gouverneur Bancorp Inc principal activities are to accept deposits from the public and utilize those funds in loans, debt obligations which are issued by the United States government and its agencies and mortgage-backed securities. The group serves individuals and businesses in St. Lawrence, Jefferson, and Lewis Counties in New York State. The company operates through its subsidiary Gouverneur Savings and Loan Association. The bank offers commercial, non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion and other business purposes.
Executives
Timothy J Monroe director 42 CHURCH STREET, PO BOX 297, GOVENEUR NY 13642-0297
Henry J Leader director 42 CHURCH STREET, PO BOX 297, GOUVERNEUR NY 13642
David Claren Mcclure director C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR DC 13642
Clara Pistolesi Cummings director C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR DC 13642
Chad Brian Soper director C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR DC 13642
Amy Marie Rapholz director C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR DC 13642
John Neil Mason director C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR NY 13642
Kimberly Ann Adams officer: VP and CFO C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR NY 13642
Taylor James Robbins officer: Executive Vice President C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR NY 13642
Sadie May Hall officer: VP & Compliance Officer C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR NY 13642
Van Vleet Charles C Jr director, officer: President & CEO C/O GOUVERNEUR SAVINGS LOAN ASSOC, 42 CHURCH ST. BOX 297, GOUVERNEUR NY 13642-0297
Victor Alan James officer: VP & COO C/O GOUVERNEUR BANCORP, INC., 42 CHURCH STREET, GOUVERNEUR NY 13642

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