United Bancshares (United Bancshares) Capital Adequacy Tier - Total Capital Ratio % : 0.00% (As of Dec. 2022)

United Bancshares Capital Adequacy Tier - Total Capital Ratio % Chart

United Bancshares Annual Data
	Trend	Dec18	Dec19	Dec20	Dec21	Dec22
Capital Adequacy Tier - Total Capital Ratio %		Get a 7-Day Free Trial
Capital Adequacy Tier - Tier 1 Ratio %		Get a 7-Day Free Trial
Net Charge Offs to Average Loans %		Get a 7-Day Free Trial

United BancsharesQuarterly Data
	Trend	Sep16	Mar17	Jun17	Sep17	Mar18	Jun18	Sep18	Mar19	Jun19	Sep19	Mar20	Jun20	Sep20	Mar21	Jun21	Sep21	Mar22	Jun22	Sep22	Dec22
Capital Adequacy Tier - Total Capital Ratio %		Get a 7-Day Free Trial
Efficiency Overhead Ratio %		Get a 7-Day Free Trial

Competitive Comparison of United Bancshares's Capital Adequacy Tier - Total Capital Ratio %

For the Banks - Regional subindustry, United Bancshares's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Bancshares  (OTCPK:UBOH) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bancshares  (OTCPK:UBOH) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.

United Bancshares Capital Adequacy Tier - Total Capital Ratio % Related Terms

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United Bancshares (United Bancshares) Business Description