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UMB Financial (UMB Financial) Scaled Net Operating Assets : -0.21 (As of Mar. 2024)


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What is UMB Financial Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

UMB Financial's operating assets for the quarter that ended in Mar. 2024 was $31,772 Mil. UMB Financial's operating liabilities for the quarter that ended in Mar. 2024 was $40,807 Mil. UMB Financial's Total Assets for the quarter that ended in Dec. 2023 was $44,012 Mil. Therefore, UMB Financial's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2024 was -0.21.

UMB Financial Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

UMB Financial's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2023 )
=(Operating Assets (A: Dec. 2023 )-Operating Liabilities (A: Dec. 2023 ))/Total Assets (A: Dec. 2022 )
=(38404.671-39528.008)/38512.461
=-0.03

where

Operating Assets(A: Dec. 2023 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=44011.674 - 5607.003
=38404.671

Operating Liabilities(A: Dec. 2023 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=40911.255 - 383.247 - 1000
=39528.008

UMB Financial's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2024 )
=(Operating Assets (Q: Mar. 2024 )-Operating Liabilities (Q: Mar. 2024 ))/Total Assets (Q: Dec. 2023 )
=(31771.917-40806.817)/44011.674
=-0.21

where

Operating Assets(Q: Mar. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=45343.375 - 13571.458
=31771.917

Operating Liabilities(Q: Mar. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=42190.559 - 383.742 - 1000
=40806.817

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UMB Financial Scaled Net Operating Assets Related Terms

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UMB Financial (UMB Financial) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » UMB Financial Corp (NAS:UMBF) » Definitions » Scaled Net Operating Assets
Comparable Companies
HWC COLB GBCI FFIN VLY UBSI IBOC TFSL SFBS ABCB NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK NSE:SBIN SAU:1120 XPAR:BNP ISX:BBCA MIC:SBER SGX:D05 MIL:ISP
Traded in Other Exchanges
UMB:Germany
Address
1010 Grand Boulevard, Kansas, MO, USA, 64106
Website
https://www.umb.com
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking, asset management, and health spending solutions. Its customer base includes commercial, institutional, and personal customers across the United States. The company's banking subsidiaries own and operate banking and wealth-management centres mostly throughout the Midwest and Southwest regions of the U.S. Subsidiaries of the holding company and its lead bank, UMB Bank, include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisory. The bank's revenue is split nearly evenly between interest income and noninterest income.
Executives
Thomas S Terry officer: Chief Lending Officer 1010 GRAND BOULEVARD, KANSAS CITY MO 64106
Robert Brian Beaird officer: Chief Human Resource Officer 1010 GRAND BLVD, KANSAS CITY MO 64106
Uma Wilson officer: Executive Vice President 1010 GRAND BLVD, KANSAS CITY MO 64106
Shannon Andresen Johnson officer: EVP/Chief HR Officer 1010 GRAND BLVD, KANSAS CITY MO 64106
J Mariner Kemper officer: Vice Chairman 1010 GRAND BLVD., KANSAS CITY MO 64106
Abigail M Wendel officer: President - Consumer Banking 1010 GRAND BOULEVARD, KANSAS CITY MO 64106
Tamara Peterman director 1010 GRAND BLVD, KANSAS CITY MO 64106
Greg M Graves director 1010 GRAND BLVD, KANSAS CITY MO 64106
Nikki Farentino Newton officer: President, Private Wealth Mgmt 1010 GRAND BLVD, KANSAS CITY MO 64106
Timothy R. Murphy director 1524 N. CORRINGTON AVE, KANSAS CITY MO 64120
Phillip James Mason officer: President, Inst. Banking 1010 GRAND BLVD, KANSAS CITY MO 64106
Janine Davidson director 1010 GRAND BLVD, KANSAS CITY MO 64106
Lansford E. Gordon director 1001 LOCUST ST., KANSAS CITY MO 64106
Kris A Robbins director
L Joshua Sosland director