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Civista Bancshares (FRA:44Q) Scaled Net Operating Assets : 0.05 (As of Mar. 2024)


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What is Civista Bancshares Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Civista Bancshares's operating assets for the quarter that ended in Mar. 2024 was €2,964.5 Mil. Civista Bancshares's operating liabilities for the quarter that ended in Mar. 2024 was €2,785.6 Mil. Civista Bancshares's Total Assets for the quarter that ended in Dec. 2023 was €3,540.9 Mil. Therefore, Civista Bancshares's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2024 was 0.05.

Civista Bancshares Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Civista Bancshares's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2023 )
=(Operating Assets (A: Dec. 2023 )-Operating Liabilities (A: Dec. 2023 ))/Total Assets (A: Dec. 2022 )
=(3484.404-2783.298)/3435.636
=0.20

where

Operating Assets(A: Dec. 2023 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3540.92 - 56.516
=3484.404

Operating Liabilities(A: Dec. 2023 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3199.794 - 106.55 - 309.946
=2783.298

Civista Bancshares's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2024 )
=(Operating Assets (Q: Mar. 2024 )-Operating Liabilities (Q: Mar. 2024 ))/Total Assets (Q: Dec. 2023 )
=(2964.469-2785.575)/3540.92
=0.05

where

Operating Assets(Q: Mar. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3569.837 - 605.368
=2964.469

Operating Liabilities(Q: Mar. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3229.751 - 105.156 - 339.02
=2785.575

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Civista Bancshares Scaled Net Operating Assets Related Terms

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Civista Bancshares (FRA:44Q) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Civista Bancshares Inc (FRA:44Q) » Definitions » Scaled Net Operating Assets
Comparable Companies
ALPIB SSBK BCML FLIC MVBF SFST USCB MSBC BLFY WSBF NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK NSE:SBIN SAU:1120 XPAR:BNP MIC:SBER SGX:D05 ISX:BBCA MIL:ISP
Traded in Other Exchanges
CIVB:USA
Address
100 East Water Street, P.O. Box 5016, Sandusky, OH, USA, 44870
Website
https://www.civb.com
Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agriculture, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. Majority of its revenues are derived from the interest and fees gained on loans.