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Universal Insurance Holdings (FRA:5UI) Shiller PE Ratio : 8.84 (As of May. 06, 2024)


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What is Universal Insurance Holdings Shiller PE Ratio?

As of today (2024-05-06), Universal Insurance Holdings's current share price is €18.30. Universal Insurance Holdings's E10 for the quarter that ended in Mar. 2024 was €2.07. Universal Insurance Holdings's Shiller PE Ratio for today is 8.84.

The historical rank and industry rank for Universal Insurance Holdings's Shiller PE Ratio or its related term are showing as below:

FRA:5UI' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.14   Med: 13.22   Max: 30.02
Current: 8.65

During the past years, Universal Insurance Holdings's highest Shiller PE Ratio was 30.02. The lowest was 4.14. And the median was 13.22.

FRA:5UI's Shiller PE Ratio is ranked better than
78.18% of 362 companies
in the Insurance industry
Industry Median: 13.205 vs FRA:5UI: 8.65

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Universal Insurance Holdings's adjusted earnings per share data for the three months ended in Mar. 2024 was €1.049. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €2.07 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Universal Insurance Holdings Shiller PE Ratio Historical Data

The historical data trend for Universal Insurance Holdings's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Universal Insurance Holdings Shiller PE Ratio Chart

Universal Insurance Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.75 7.51 7.85 4.96 7.18

Universal Insurance Holdings Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.23 6.79 6.31 7.18 8.87

Competitive Comparison of Universal Insurance Holdings's Shiller PE Ratio

For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Insurance Holdings's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Universal Insurance Holdings's Shiller PE Ratio falls into.



Universal Insurance Holdings Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Universal Insurance Holdings's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=18.30/2.07
=8.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Insurance Holdings's E10 for the quarter that ended in Mar. 2024 is calculated as:

For example, Universal Insurance Holdings's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.049/129.4194*129.4194
=1.049

Current CPI (Mar. 2024) = 129.4194.

Universal Insurance Holdings Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201406 0.361 100.560 0.465
201409 0.473 100.428 0.610
201412 0.487 99.070 0.636
201503 0.573 99.621 0.744
201506 0.615 100.684 0.791
201509 0.748 100.392 0.964
201512 0.753 99.792 0.977
201603 0.638 100.470 0.822
201606 0.837 101.688 1.065
201609 0.668 101.861 0.849
201612 0.360 101.863 0.457
201703 0.804 102.862 1.012
201706 0.730 103.349 0.914
201709 0.235 104.136 0.292
201712 0.870 104.011 1.083
201803 0.908 105.290 1.116
201806 1.104 106.317 1.344
201809 0.891 106.507 1.083
201812 -0.167 105.998 -0.204
201903 1.009 107.251 1.218
201906 0.956 108.070 1.145
201909 0.536 108.329 0.640
201912 -1.395 108.420 -1.665
202003 0.552 108.902 0.656
202006 0.551 108.767 0.656
202009 -0.085 109.815 -0.100
202012 -0.469 109.897 -0.552
202103 0.706 111.754 0.818
202106 0.581 114.631 0.656
202109 0.544 115.734 0.608
202112 -1.363 117.630 -1.500
202203 0.508 121.301 0.542
202206 0.227 125.017 0.235
202209 -2.384 125.227 -2.464
202212 0.774 125.222 0.800
202303 0.738 127.348 0.750
202306 0.858 128.729 0.863
202309 -0.187 129.860 -0.186
202312 0.624 129.419 0.624
202403 1.049 129.419 1.049

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Universal Insurance Holdings  (FRA:5UI) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Universal Insurance Holdings Shiller PE Ratio Related Terms

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Universal Insurance Holdings (FRA:5UI) Business Description

Traded in Other Exchanges
Address
1110 West Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is a private personal residential homeowner insurance company. The company all aspects of insurance underwriting, policy issuance, general administration and claims processing and settlement internally through our vertically integrated operations. It generates revenues primarily from the collection of premiums. It operates within Florida and across the United States.

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