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Universal Insurance Holdings (FRA:5UI) PB Ratio : 1.57 (As of May. 06, 2024)


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What is Universal Insurance Holdings PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-06), Universal Insurance Holdings's share price is €18.30. Universal Insurance Holdings's Book Value per Share for the quarter that ended in Mar. 2024 was €11.67. Hence, Universal Insurance Holdings's PB Ratio of today is 1.57.

The historical rank and industry rank for Universal Insurance Holdings's PB Ratio or its related term are showing as below:

FRA:5UI' s PB Ratio Range Over the Past 10 Years
Min: 0.8   Med: 1.87   Max: 4.57
Current: 1.56

During the past 13 years, Universal Insurance Holdings's highest PB Ratio was 4.57. The lowest was 0.80. And the median was 1.87.

FRA:5UI's PB Ratio is ranked worse than
62.6% of 484 companies
in the Insurance industry
Industry Median: 1.22 vs FRA:5UI: 1.56

During the past 12 months, Universal Insurance Holdings's average Book Value Per Share Growth Rate was 19.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -6.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -6.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Universal Insurance Holdings was 167.50% per year. The lowest was -30.10% per year. And the median was 17.60% per year.

Back to Basics: PB Ratio


Universal Insurance Holdings PB Ratio Historical Data

The historical data trend for Universal Insurance Holdings's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Universal Insurance Holdings PB Ratio Chart

Universal Insurance Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.82 0.99 1.21 1.08 1.33

Universal Insurance Holdings Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.68 1.36 1.33 1.33 1.58

Competitive Comparison of Universal Insurance Holdings's PB Ratio

For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Insurance Holdings's PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Universal Insurance Holdings's PB Ratio distribution charts can be found below:

* The bar in red indicates where Universal Insurance Holdings's PB Ratio falls into.



Universal Insurance Holdings PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Universal Insurance Holdings's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2024)
=18.30/11.666
=1.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Universal Insurance Holdings  (FRA:5UI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Universal Insurance Holdings PB Ratio Related Terms

Thank you for viewing the detailed overview of Universal Insurance Holdings's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Universal Insurance Holdings (FRA:5UI) Business Description

Traded in Other Exchanges
Address
1110 West Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is a private personal residential homeowner insurance company. The company all aspects of insurance underwriting, policy issuance, general administration and claims processing and settlement internally through our vertically integrated operations. It generates revenues primarily from the collection of premiums. It operates within Florida and across the United States.

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