Pioneer Bancorp (Pioneer Bancorp) Risk Assessment

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What is Pioneer Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Pioneer Bancorp is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of Pioneer Bancorp's Risk Assessment

For the Banks - Regional subindustry, Pioneer Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pioneer Bancorp's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pioneer Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Pioneer Bancorp's Risk Assessment falls into.

Pioneer Bancorp (NAS:PBFS) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Pioneer Bancorp Risk Assessment Related Terms

Thank you for viewing the detailed overview of Pioneer Bancorp's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Pioneer Bancorp (Pioneer Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Pioneer Bancorp Inc (NAS:PBFS) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

652 Albany Shaker Road, Albany, NY, USA, 12211

Website

https://www.pioneerny.com

Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting, and Insurance.

Executives

James Edward Murphy	officer: EVP and CCO	652 ALBANY-SHAKER RD, ALBANY NY 12211
Thomas Signor	officer: EVP and CAO	652 ALBANY-SHAKER RD, ALBANY NY 12211
Stacy Hengsterman	director	652 ALBANY-SHAKER ROAD, ALBANY NY 12211
Kelli Arnold	officer: EVP	652 ALBANY-SHAKER ROAD, ALBANY NY 12211
Robert James Nichols	officer: EVP and CCO	652 ALBANY-SHAKER ROAD, ALBANY NY 12211
James K Reed	director	652 ALBANY SHAKER ROAD, ALBANY NY 12211
Frank C Sarratori	officer: EVP, CAO, GC & Corp. Sec.	652 ALBANY SHAKER ROAD, ALBANY NY 12211
Jesse Tomczak	officer: EVP and CCEO	652 ALBANY SHAKER ROAD, ALBANY NY 12211
Susan M Hollister	officer: EVP and CHRO	652 ALBANY SHAKER ROAD, ALBANY NY 12211
Joseph A Fleming	officer: EVP and CLO	652 ALBANY SHAKER ROAD, ALBANY NY 12211
Laura A Mazzara	officer: EVP and CRO	652 ALBANY SHAKER ROAD, ALBANY NY 12211
Shaun Mahoney	director	652 ALBANY SHAKER ROAD, ALBANY NY 12211
Edward Reinfurt	director	652 ALBANY SHAKER ROAD, ALBANY NY 12211
Eileen C Bagnoli	director	652 ALBANY SHAKER ROAD, ALBANY NY 12211
Donald E Fane	director	652 ALBANY SHAKER ROAD, ALBANY NY 12211

Pioneer Bancorp (Pioneer Bancorp) Headlines

From GuruFocus

Pioneer Bancorp Inc (PBFS) Faces Headwinds Amid Economic Challenges

By GuruFocus Research • 02-07-2024