First Commonwealth Financial (First Commonwealth Financial) Risk Assessment

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What is First Commonwealth Financial Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of First Commonwealth Financial is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of First Commonwealth Financial's Risk Assessment

For the Banks - Regional subindustry, First Commonwealth Financial's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Commonwealth Financial's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Commonwealth Financial's Risk Assessment distribution charts can be found below:

* The bar in red indicates where First Commonwealth Financial's Risk Assessment falls into.

First Commonwealth Financial (NYSE:FCF) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

First Commonwealth Financial Risk Assessment Related Terms

Thank you for viewing the detailed overview of First Commonwealth Financial's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

First Commonwealth Financial (First Commonwealth Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » First Commonwealth Financial Corp (NYSE:FCF) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

FCF:Germany

Address

601 Philadelphia Street, Indiana, PA, USA, 15701

Website

https://www.fcbanking.com

First Commonwealth Financial Corp functions in the financial services sector in the United States. Through its subsidiary, it offers a range of consumer and commercial banking services such as personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, investment certificates, fixed & variable rate certificates of deposit, and various kinds of loans. It also provides trust and wealth management services and offers insurance products through the Bank. The company earns the majority of its revenue through net interest income.

Executives

Carrie L Riggle	officer: EVP/Human Resources	601 PHILADELPHIA STREET, INDIANA PA 15701
Ray T Charley	director	22 N 6TH ST, INDIANA PA 15701
Patricia A. Husic	director	601 PHILADELPHIA STREET, INDIANA PA 15701
Matthew C Tomb	officer: EVP/Chief Risk Officer	601 PHILADELPHIA STREET, INDIANA PA 15701
Brian G Karrip	officer: EVP/Chief Credit Officer	601 PHILADELPHIA STREET, INDIANA PA 15701
Norman J Montgomery	officer: EVP/Business Integration	601 PHILADELPHIA STREET, INDIANA PA 15701
James R Reske	officer: EVP/Chief Financial Officer	601 PHILADELPHIA STREET, INDIANA PA 15701
Leonard V Lombardi	officer: EVP/Chief Audit Executive	601 PHILADELPHIA STREET, INDIANA PA 15701
T Michael Price	director, officer: President & CEO	601 PHILADELPHIA STREET, INDIANA PA 15701
Robert J Ventura	director	601 PHILADELPHIA STREET, INDIANA PA 15701
Gary R Claus	director	601 PHILADELPHIA STREET, INDIANA PA 15701
Jane Grebenc	director, officer: EVP/Chief Revenue Officer	601 PHILADELPHIA STREET, INDIANA PA 15701
Stephen A Wolfe	director	601 PHILADELPHIA STREET, INDIANA PA 15701
Aradhna M Oliphant	director	601 PHILADELPHIA STREET, INDIANA PA 15701
David W Greenfield	director	601 PHILADELHIA STREET, INDIANA PA 15701