Franklin Financial Services (Franklin Financial Services) GF Value Rank : 10 (As of Jun. 11, 2024)

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What is Franklin Financial Services GF Value Rank?

Franklin Financial Services has the GF Value Rank of 10.

The GF Value Rank is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Competitive Comparison of Franklin Financial Services's GF Value Rank

For the Banks - Regional subindustry, Franklin Financial Services's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Franklin Financial Services's GF Value Rank Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Franklin Financial Services's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Franklin Financial Services's GF Value Rank falls into.

Franklin Financial Services GF Value Rank Related Terms

Thank you for viewing the detailed overview of Franklin Financial Services's GF Value Rank provided by GuruFocus.com. Please click on the following links to see related term pages.

Franklin Financial Services (Franklin Financial Services) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Franklin Financial Services Corp (NAS:FRAF) » Definitions » GF Value Rank

Comparable Companies

Traded in Other Exchanges

N/A

Address

1500 Nitterhouse Drive, Chambersburg, PA, USA, 17201-0819

Website

https://www.franklinfin.com

Franklin Financial Services Corp is a bank holding company based in the United States. It is engaged in general commercial, retail banking and trust services normally associated with community banks. It offers a broad range of banking services to businesses, individuals, and governmental entities which includes accepting and maintaining checking, savings, and time deposit accounts, providing investment and trust services, making loans and providing safe deposit facilities. The bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department.

Executives

Karen K Carmack	officer: SVP	1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
Carroll Charles Benner Jr	officer: COO	1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
Gregory A Duffey	director	1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
Mark R Hollar	officer: CFO	1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
Kimberly Rzomp	director	1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
Timothy G Henry	officer: President	1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
Jennings Allan E Jr	director	1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201-6010
Gregory I Snook	director	19419 PEARL DR., HAGERSTOWN MD 21742
Kevin W Craig	director	1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
Patricia A Hanks	officer: SVP	20 SOUTH MAIN STREET, PO BOX 6010, CHAMBERSBURG PA 17201
Steven M Poynot	officer: COO	8004 BRIGHT LIGHT PLACE, ELLICOTT CITY MD 21043
David M Long	officer: SVP	1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
Joseph C Lieb	officer: SVP	2 W. MULBERRY HILL ROAD, CARLISLE PA 17013
Louis J Giustini	officer: SVP	1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
G Warren Elliott	director	1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201-6010