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Rhinebeck Bancorp (Rhinebeck Bancorp) PS Ratio : 2.03 (As of Jun. 03, 2024)


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What is Rhinebeck Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Rhinebeck Bancorp's share price is $8.04. Rhinebeck Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 was $3.97. Hence, Rhinebeck Bancorp's PS Ratio for today is 2.03.

Warning Sign:

Rhinebeck Bancorp Inc stock PS Ratio (=2.04) is close to 1-year high of 2.2

The historical rank and industry rank for Rhinebeck Bancorp's PS Ratio or its related term are showing as below:

RBKB' s PS Ratio Range Over the Past 10 Years
Min: 1.39   Med: 2.12   Max: 3.22
Current: 2.03

During the past 8 years, Rhinebeck Bancorp's highest PS Ratio was 3.22. The lowest was 1.39. And the median was 2.12.

RBKB's PS Ratio is ranked better than
61.28% of 1449 companies
in the Banks industry
Industry Median: 2.41 vs RBKB: 2.03

Rhinebeck Bancorp's Revenue per Sharefor the three months ended in Mar. 2024 was $0.96. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 was $3.97.

Warning Sign:

Rhinebeck Bancorp Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Rhinebeck Bancorp was -7.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was -1.10% per year. During the past 5 years, the average Revenue per Share Growth Rate was -7.90% per year.

During the past 8 years, Rhinebeck Bancorp's highest 3-Year average Revenue per Share Growth Rate was 7.10% per year. The lowest was -20.30% per year. And the median was -17.60% per year.

Back to Basics: PS Ratio


Rhinebeck Bancorp PS Ratio Historical Data

The historical data trend for Rhinebeck Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Rhinebeck Bancorp PS Ratio Chart

Rhinebeck Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial 3.20 2.06 2.49 2.10 2.00

Rhinebeck Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.79 1.63 1.67 2.00 2.13

Competitive Comparison of Rhinebeck Bancorp's PS Ratio

For the Banks - Regional subindustry, Rhinebeck Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rhinebeck Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Rhinebeck Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where Rhinebeck Bancorp's PS Ratio falls into.



Rhinebeck Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Rhinebeck Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=8.04/3.97
=2.03

Rhinebeck Bancorp's Share Price of today is $8.04.
Rhinebeck Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.97.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Rhinebeck Bancorp  (NAS:RBKB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Rhinebeck Bancorp PS Ratio Related Terms

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Rhinebeck Bancorp (Rhinebeck Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2 Jefferson Plaza, Poughkeepsie, NY, USA, 12601
Rhinebeck Bancorp Inc is the holding company for Rhinebeck Bank which provides a full range of banking and financial services to consumer and commercial customers. Financial services, including investment advisory and financial product sales, are offered through a division of the Bank doing business as Rhinebeck Asset Management (RAM). The Bank's primary business activity is accepting deposits from the general public and using those funds to originate indirect automobile loans (automobile loans referred by automobile dealerships), commercial real estate loans (which include multi-family real estate loans and commercial construction loans), commercial business loans and one- to four-family residential real estate loans, and to purchase investment securities.
Executives
Jamie J. Bloom officer: Chief Operating Officer 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Louis Jr. Tumolo director 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Mark D. Malone officer: Chief Retail Officer 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Michael J. Quinn director, officer: President & CEO 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Karen E. Morgan-d'amelio officer: CRO, Gen. Cnsl and Corp Sec. 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Philip J Bronzi officer: Chief Lending Officer 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Michael J. Mcdermott officer: Chief Financial Officer 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Mccardle James T. Iii officer: Chief Credit Officer 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Francis X. Dwyer officer: President of Subsidiary 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Timmian Massie officer: Chief Mktg/Pub Aff Ofc 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Steven E Howell director 12 MAIN STREET, WALDEN NY 12586
William C. Irwin director 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Christopher W. Chestney director 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Freddimir Garcia director 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601
Shannon Martin Lafrance director 2 JEFFERSON PLAZA, POUGHKEEPSIE NY 12601