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AEON Credit Service (M) Bhd (XKLS:5139) PE Ratio (TTM) : 9.24 (As of May. 23, 2024)


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What is AEON Credit Service (M) Bhd PE Ratio (TTM)?

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2024-05-23), AEON Credit Service (M) Bhd's share price is RM7.50. AEON Credit Service (M) Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2024 was RM0.81. Therefore, AEON Credit Service (M) Bhd's PE Ratio (TTM) for today is 9.24.


The historical rank and industry rank for AEON Credit Service (M) Bhd's PE Ratio (TTM) or its related term are showing as below:

XKLS:5139' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 7.01   Med: 10.59   Max: 18.76
Current: 9.79


During the past 13 years, the highest PE Ratio (TTM) of AEON Credit Service (M) Bhd was 18.76. The lowest was 7.01. And the median was 10.59.


XKLS:5139's PE Ratio (TTM) is ranked better than
66.93% of 384 companies
in the Credit Services industry
Industry Median: 14.625 vs XKLS:5139: 9.79

AEON Credit Service (M) Bhd's Earnings per Share (Diluted) for the three months ended in Feb. 2024 was RM0.22. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2024 was RM0.81.

As of today (2024-05-23), AEON Credit Service (M) Bhd's share price is RM7.50. AEON Credit Service (M) Bhd's EPS without NRI for the trailing twelve months (TTM) ended in Feb. 2024 was RM0.67. Therefore, AEON Credit Service (M) Bhd's PE Ratio without NRI for today is 11.26.

During the past 13 years, AEON Credit Service (M) Bhd's highest PE Ratio without NRI was 33.55. The lowest was 8.69. And the median was 14.04.

AEON Credit Service (M) Bhd's EPS without NRI for the three months ended in Feb. 2024 was RM0.22. Its EPS without NRI for the trailing twelve months (TTM) ended in Feb. 2024 was RM0.67.

During the past 12 months, AEON Credit Service (M) Bhd's average EPS without NRI Growth Rate was -100.00% per year.

During the past 13 years, AEON Credit Service (M) Bhd's highest 3-Year average EPS without NRI Growth Rate was 43.80% per year. The lowest was -30.60% per year. And the median was 21.60% per year.

AEON Credit Service (M) Bhd's EPS (Basic) for the three months ended in Feb. 2024 was RM0.22. Its EPS (Basic) for the trailing twelve months (TTM) ended in Feb. 2024 was RM0.81.


AEON Credit Service (M) Bhd PE Ratio (TTM) Historical Data

The historical data trend for AEON Credit Service (M) Bhd's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

AEON Credit Service (M) Bhd PE Ratio (TTM) Chart

AEON Credit Service (M) Bhd Annual Data
Trend Feb15 Feb16 Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24
PE Ratio (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.85 13.38 10.55 7.52 7.82

AEON Credit Service (M) Bhd Quarterly Data
May19 Aug19 Nov19 Feb20 May20 Aug20 Nov20 Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.52 8.46 7.22 7.44 N/A

Competitive Comparison of AEON Credit Service (M) Bhd's PE Ratio (TTM)

For the Credit Services subindustry, AEON Credit Service (M) Bhd's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AEON Credit Service (M) Bhd's PE Ratio (TTM) Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, AEON Credit Service (M) Bhd's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where AEON Credit Service (M) Bhd's PE Ratio (TTM) falls into.



AEON Credit Service (M) Bhd PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

AEON Credit Service (M) Bhd's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=7.50/0.812
=9.24

AEON Credit Service (M) Bhd's Share Price of today is RM7.50.
AEON Credit Service (M) Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was RM0.81.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.


AEON Credit Service (M) Bhd  (XKLS:5139) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


AEON Credit Service (M) Bhd PE Ratio (TTM) Related Terms

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AEON Credit Service (M) Bhd (XKLS:5139) Business Description

Traded in Other Exchanges
N/A
Address
No. 8, Jalan Kerinchi, Avenue 10, Level 18, UOA Corporate Tower, The Vertical, Bangsar South City, Wilayah Persekutuan, Kuala Lumpur, SGR, MYS, 59200
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. The company earns more than 80% of its revenue from interest and financing charges on the loans it provides. Fees provide the remaining revenue. Vehicle financing, with a roughly even split between cars and motorcycles, accounts for more than half of the loans the company has outstanding. Remaining loans outstanding are in the personal financing, consumer durables financing, and credit card categories. Aeon Credit issues credit cards under the Visa and Mastercard brand names.

AEON Credit Service (M) Bhd (XKLS:5139) Headlines

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