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Israel Discount Bank (XTAE:DSCT) Peter Lynch Fair Value : ₪28.61 (As of May. 20, 2024)


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What is Israel Discount Bank Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Israel Discount Bank's PEG is 1. Israel Discount Bank's 5-Year TTM Book Value Growth Rate is 9.02. Israel Discount Bank's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 was ₪3.17. Therefore, the Peter Lynch Fair Value for today is ₪28.61.

As of today (2024-05-20), Israel Discount Bank's share price is ₪18.56. Israel Discount Bank's Peter Lynch fair value is ₪28.61. Therefore, Israel Discount Bank's Price to Peter Lynch Fair Value Ratio for today is 0.65.


The historical rank and industry rank for Israel Discount Bank's Peter Lynch Fair Value or its related term are showing as below:

XTAE:DSCT' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.66   Med: 1.09   Max: 2.29
Current: 0.67


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Israel Discount Bank was 2.29. The lowest was 0.66. And the median was 1.09.


XTAE:DSCT's Price-to-Peter-Lynch-Fair-Value is ranked better than
65.75% of 692 companies
in the Banks industry
Industry Median: 0.865 vs XTAE:DSCT: 0.67

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Israel Discount Bank Peter Lynch Fair Value Historical Data

The historical data trend for Israel Discount Bank's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Israel Discount Bank Peter Lynch Fair Value Chart

Israel Discount Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.10 5.40 19.13 21.00 27.79

Israel Discount Bank Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.00 23.00 27.00 27.21 27.79

Competitive Comparison of Israel Discount Bank's Peter Lynch Fair Value

For the Banks - Regional subindustry, Israel Discount Bank's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Israel Discount Bank's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Israel Discount Bank's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Israel Discount Bank's Price-to-Peter-Lynch-Fair-Value falls into.



Israel Discount Bank Peter Lynch Fair Value Calculation

Israel Discount Bank's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 9.02 *3.172
=28.61

Israel Discount Bank's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was ₪3.17.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Israel Discount Bank  (XTAE:DSCT) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 9.02 instead of 15 in this case.

Israel Discount Bank's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=18.56/28.61
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Israel Discount Bank Peter Lynch Fair Value Related Terms

Thank you for viewing the detailed overview of Israel Discount Bank's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Israel Discount Bank (XTAE:DSCT) Business Description

Traded in Other Exchanges
Address
23 Yehuda Halevi Street, Tel Aviv, ISR, 65136
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of revenue domestically. The bank operates through several segments, organized by customer type. The household division, offers current account services, lending, deposits, credit cards, mortgages, personal loans, and other services to individual customers. The next segment by revenue is the small-business division, which offers business financing, loans, leasing services, foreign currency transactions, and professional services to its business clients.

Israel Discount Bank (XTAE:DSCT) Headlines

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